Complaints Handler
Location: Based in our Dalston office with flexibility to WFH
Reporting to: Compliance Lead
Contract: Permanent, full-time
Salary: £27,000 per annum
About Fair Finance
Fair Finance is a social business with a mission to revolutionise finance and make it more inclusive, starting with the people others have left behind.
For nearly 20 years we have worked with hundreds of thousands of customers to help them access affordable credit, manage their finances and avoid high-cost lenders. Our work has influenced Government policy, credit legislation and shown how purpose and profit can work together to change the financial system for the better.
We are currently taking the business through a technology transformation as we scale up our services to serve a million people across the country and we are looking for amazing people who want to be part of that journey.
About the role
We are looking for an experienced Complaints Handler to manage complaints and help ensure strong relationships with our customers and internal stakeholders.
The job holder will be responsible for ensuring prompt and consistent complaint management. They will be required to liaise with all relevant parts of the business to resolve issues successfully in line with the FCA’s Fair Treatment of Customers principles within appropriate timeframes. A key part of the role is to maintain organised and up to date records and complaint status in the company’s CRM database.
The successful candidate will also conduct thematic reviews and root cause analysis of the complaints received and provide reports to the organisation and to third parties.
The job holder may be exposed to other areas of compliance and financial crime and provide support to the Compliance Lead as required. Full training will be provided, as necessary. This is a fantastic opportunity for someone looking to broaden their knowledge and experience in Complaints and Compliance.
About you
You will have proven experience in handling complaints within an FCA regulated firm. You are keen to make a difference and want to work in a changemaking organisation. You are passionate about the customer experience and have excellent communication, analytical and organisational skills. You enjoy using these skills to really understand and resolve the problems that customers face. You will be excited by the prospect of improving the customer experience and tackling complex issues and communicating the outcome to customers and internal stakeholders in a clear and concise manner.
You will also be keen to develop your compliance experience and knowledge by providing assistance to the Compliance Lead on day-to-day compliance matters and ongoing compliance monitoring programmes of work.
Key Responsibilities:
* Work with the various business units to train staff to recognise a complaint and then to promptly follow the correct Company procedure in reporting it.
* Ensure all complaints received are resolved successfully in line with the FCA’s Fair Treatment of Customers principles and mandated timelines, liaising with all relevant parts of the business to facilitate such outcomes.
* Build strong relationships with customers and internal stakeholders.
* Maintain organised and up to date records and complaint status in the company’s CRM database.
* Evaluate monthly complaints data for presentation to key stakeholders, including at the monthly Executive Committee (ExCo), quarterly Board meetings and for the bi-annual regulatory reporting submissions to the FCA.
* Coordinate and maintain the Company complaints system to ensure the on-going compliance of the business with FCA regulations.
* Ensure all complaints are handled in accordance with the FCA’s DISP rules and in accordance with Company policies and procedures.
* Proactively keep up to date with regulations on consumer credit and data protection. Align with industry best practice in terms of complaint handling and the fair treatment of customers.
* Carry out thematic reviews into the complaints received, both to the organisation and to third parties.
* Provide assistance to the Compliance Lead on day-to-day compliance matters, ongoing compliance monitoring programmes, and financial crime.
* Any other duties as required by the Company that are commensurate with the position.
Skills and Experience:
* Proven experience in handling complaints within a FCA regulated firm, responding to customers, dealing with the FOS, conducting thematic reviews and performing root cause analysis.
* Reliable with strong organisational skills and the ability to meet tight deadlines.
* Strong analytical and problem-solving skills.
* Excellent drafting/writing skills with the ability to summarise and present vast information, often complex, clearly and accurately.
* Experience of data protection breaches and claims from claims management companies (CMC) would be an advantage.
* Ability to work independently with a calm temperament, sympathetic, fair and a professional nature.
* Strong relationship building and stakeholder management skills.
Why work for Fair Finance?
* Fair Finance is a social business with ambitious plans.
* Over the last nineteen years Fair Finance has helped over a hundred thousand people access affordable lending, start businesses or avoid eviction.
* Our work has helped influence Government policy and legislation.
* We have demonstrated how purpose and profit can work together to change the financial system for the better.
* We believe in employing, growing and building around exceptional people who share our values.
* We have created an environment where you can genuinely put clients before profits and make a difference to our clients’ lives.
* We will provide you with a supportive workplace surrounded by peers who want you to do well, with responsibility to make a real difference in the organisation and the opportunity to thrive and make the role your own.
* We are a diverse organisation full of people who understand the balance between achieving business objectives and our social mission.
* Our Head Office is in a shared workspace in Dalston, housing more than 300 creative businesses, social enterprises and charities.
* Hybrid working and work practice flexibility is offered.
Employee Benefits
* Annual holiday entitlement of 20 days in addition to UK public holidays.
* An additional paid day off for your birthday.
* Staff receive an additional 'WFH budget' to allow even greater location flexibility.
* Private Health Insurance.
* Perkbox access for a wide range of discounts.
* Employee Assistance Programme (EAP).
* Staff Loan Scheme (currently interest free).
* 3% matching contribution towards a stakeholder pension.
The closing date for applications is Tuesday 7thJanuary 2025 (11:59pm), and interviews will be held on Monday 13th, Tuesday 14th and Wednesday 15th January 2025.
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