Job Description Purpose of the role To safeguard the financial health of the bank by identifying, analysing, and mitigating potential credit risks associated with lending activities. Accountabilities Analysis of financial data, including income, assets, liabilities, credit history, and economic trends, to determine the risk of default. Monitoring of existing loan portfolios to identify potential credit deterioration or early warning signs of default. Recommendation of loan approvals, rejections, or adjustments based on risk evaluation and bank lending policies. Development and implementation of credit risk mitigation strategies, including collateral management, loan restructuring, and workout plans. Vice President Expectations Advise key stakeholders, including functional leadership teams and senior management on functional and cross functional areas of impact and alignment. Manage and mitigate risks through assessment, in support of the control and governance agenda. Demonstrate leadership and accountability for managing risk and strengthening controls in relation to the work your team does. Demonstrate comprehensive understanding of the organisation functions to contribute to achieving the goals of the business. Collaborate with other areas of work, for business aligned support areas to keep up to speed with business activity and the business strategies. Create solutions based on sophisticated analytical thought comparing and selecting complex alternatives. In-depth analysis with interpretative thinking will be required to define problems and develop innovative solutions. Adopt and include the outcomes of extensive research in problem solving processes. Seek out, build and maintain trusting relationships and partnerships with internal and external stakeholders in order to accomplish key business objectives, using influencing and negotiating skills to achieve outcomes. All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship – our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset – to Empower, Challenge and Drive – the operating manual for how we behave. As a Credit Sanctioner within the Real Estate Credit Team at Barclays International UK Corporate Bank, you will be responsible for all Real Estate UK Corporate and SPV lending. Your role will involve sanctioning credit proposals within your delegated discretion and presenting to higher-level sanctioners when necessary. Key responsibilities include approving credit proposals, identifying adverse trends in client credit profiles, and ensuring timely referrals to Watchlist/Special Asset Management. You will support the team by providing portfolio and management information, liaising with support functions such as Portfolio, Legal, Compliance, and Lending Operations, and attending credit-focused client calls and meetings. Maintaining effective relationships with key business and risk stakeholders is crucial, as is supporting strategic and systems changes, and contributing to projects aimed at enhancing process efficiency and regulatory compliance. You will apply the highest standards of controls and risk management, ensuring appropriate credit grading and adherence to policies. Additionally, you will support colleagues to improve risk culture and engagement, including mentoring, personal development, and colleague recognition. To be successful as a Real Estate Credit Sanctioner, you should have experience with: Corporate credit analysis skills with considerable analytical and numerical abilities to challenge and structure proposals. Problem-solving and decision -making capabilities. Excellent communication, negotiation, and presentation skills. Proven credit sanctioning experience, particularly with ordinary office-type applications. Some other highly valued skills may include: Experience in credit sanctioning within the real estate sector, recognizing its differences from corporate sanctioning. You may be assessed on the key critical skills relevant for success in role, such as risk and controls, change and transformation, business acumen strategic thinking and digital and technology, as well as job-specific technical skills London