First International Bank and Trust is a family-owned community bank and one of Prairie Business Magazine's 50 best places to work.
We are seeking a motivated and experienced Commercial Loan Officer to join our dynamic team. The ideal candidate will possess a strong business development background, a solid foundation in accounting and economics, and an in-depth understanding of the Western North Dakota market. This role is essential in expanding our commercial and Ag lending portfolio and enhancing customer relationships.
This is an in-office position.
Key Responsibilities:
* Identify and develop new business opportunities through networking and relationship-building within the Western North Dakota market.
* Assess the financial needs of clients and recommend appropriate lending solutions.
* Review and analyze title report or survey to determine issues and any present or potential risk.
* Negotiate contracts in a way that is mutually beneficial for FIBT and the customer.
* Ensure customer understands conditions and terms of account.
* Review delinquent account records to determine appropriate action.
* Demonstrate a desire to successfully serve the customers’ needs while creating value for the customer and FIBT.
* Collaborate with internal teams to streamline the loan process and enhance customer satisfaction.
* Stay informed about market trends, competitor activities, and regulatory changes affecting commercial lending.
* Maintain an active list of potential new customers as well as a pipeline of new business activity.
Qualifications:
* Bachelor's degree in Finance, Accounting, Economics, or a related field; 3+ years experience in commercial lending or related experience, or equivalent combination of education and experience is required.
* Proven business development skills with a track record of successfully originating new loans.
* Strong analytical skills and attention to detail, with the ability to assess financial statements and market conditions.
* Familiarity with the Western North Dakota market and its economic landscape.
* Excellent communication and interpersonal skills.
First International Bank and Trust is a family-owned full-service Community Bank with locations in ND, MN, SD, and AZ. We show our employees we care by providing competitive benefits and training and growth opportunities.
Benefits:
* Health, Dental & Vision
* 401K Retirement Plan with Employer Match
* Paid Parental Leave
* Life and Disability Insurance
* Generous PTO and Holiday pay
If you are interested in learning more, you can apply or if you have questions before applying you can reach out directly at TalentAcquisition@FIBT.com.
Equal Opportunity Employer
#J-18808-Ljbffr