The Commercial Director is responsible for delivery of Wholesale business strategy(s) in Underwriting & Schemes and for P&L performance of the Wholesale division. Lead and motivate employees, drive employee engagement, and create a high performing leadership team. Accountable for the delivery of individual business plans in Wholesale businesses through leadership team. Responsible for driving the development of the product and proposition across Wholesale, working in partnership with product experts across Underwriting & Schemes, the MGU and capacity partners, and product implementation / central operations. Work in partnership with the Wholesale businesses to monitor the marketplace to identify, assess and make recommendations about opportunities and/or threats presented by new and/or emerging risks or competitors. Drive a culture of Continuous Improvement, optimizing performance of all lines of business / products / specialisms in Wholesale businesses in partnership with the central operations / service improvement function. Responsible for the effective management and mitigation of incidents or claims arising from commercial, contractual or employment disputes within the Wholesale businesses, with escalation to MD, P&C where required. Responsible for the ownership, identification, assessment, and management of enterprise risks and PIBs implementation, operation and maintenance of effective risk systems and controls in the Wholesale businesses. Responsible for the effective management of all regulatory aspects of insurance distribution in the Wholesale businesses. Ensure adherence to legal and regulatory policy and guidelines including all PIB Group policies and procedures to maintain the companys regulatory requirements and business ethics. Develop strong relations with key partners and stakeholders and act as the focal point of contact for them. Communicate strategic direction, operational decisions and underwriting perspectives to business teams, internal and external partners, inspiring and motivating the team to deliver exceptional growth. Effective oversight and control of underwriting risks in line with agreed policy and risk appetite, reporting and making recommendations to Group. Board Director of Q Underwriting Services Ltd and SMF3 (Exec Director) on the Underwriting & Schemes Wholesale Board with Delegated Responsibilities from SMF1, of which some will be further delegated to Certified Functions (Business Unit leaders). To actively contribute to PIB Groups commitment to The delivery of good customer outcomes The prevention of foreseeable customer harm The adherence to all regulatory requirements for the role As well as a competitive salary we offer the following benefits - Hybrid working with 3 days in the office and 2 days WFH Competitive holiday allowance with the annual option to buy additional days Death in Service benefit of x4 salary Company pension scheme Parking at the office Enhanced maternity and paternity leave packages A flexible benefits package which allows you to add additional benefits to your overall package Our benefits portal offers discounts on technology & electronics, cinemas, restaurants, days out, mortgage advice, travel and many more Referral schemes Discounted rates on PIB products We offer a first-class employee benefits and welfare package to support our employees with financial management, cycle to work scheme, counselling support,health screening, will writing, menopause support, books, stopping smoking and much more We also offer a wide range of discounts includinga kids pass giving you discount to over 4500 attractions and activities, discounts at hairdressers and beauticians, climate change projects with lots of other options to choose PIB has a comprehensive learning & development framework, including professional study options and apprenticeships which are available to all employees, and which will support your career development Being a part of our PIB Community Trust, we support fundraising where you can apply for grants from PIB Group towards your chosen charity PIB Group are committed to improving their environmental impact in a responsible way. From the individual actions that our colleagues take every day through to installing the right facilities across our premises, there are many measures in place to help reduce PIBs carbon footprint. Why Work For Us? We are proud of our success and growth and have been recognised for many industry awards across our business. If you wish to work for a company that truly puts people at the heart of their organisation, then we would love to hear from you. PIB operates a flexible working policy, and our management teams will talk to you about how that would meet both your flexible working needs and those of the business and role you are applying for. We would love to hear from you if you want to hear more about opportunities in PIB. We are an equal opportunities employer, committed to hiring a diverse and inclusive workforce. We do not discriminate on the basis of race, colour, gender, religion, disability, age, sexual orientation or any other characteristic protected by law. 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