As our next Mortgage Product Development Manager you will join our experienced Mortgage Propositions Team within the Commercial Division where you will be responsible for the successful delivery of customer focussed product and proposition developments.
What you'll do
In this role you will be instrumental in driving product strategy, market analysis, and delivering competitive mortgage solutions that meet customer needs and regulatory requirements.
You will use your commercial knowledge to drive and implement customer focused change with clear commercial benefit, supporting the organisations growth ambitions.
Working with external partners and YBS colleagues across all functions and business units you will engage and collaborate with numerous key stakeholders to identify commercial and product development opportunities.
You will champion changes, engaging with senior stakeholders to negotiate and secure appropriate decisions and the resource necessary for success.
Working across the project lifecycle you will govern, control and oversee developments to ensure regulatory compliance and successful transition into the business.
You will implement appropriate product monitoring and conduct post implementation reviews to ensure that products continue to deliver appropriate customer and business outcomes, throughout the product lifecycle.
Please note: This is a 12-month fixed-term contract (FTC). The role allows for hybrid working, but a minimum of one day a week in the office is required, with additional attendance as necessary in order to meet the demands of the role and cross enterprise collaboration.
About you
You will have a detailed understanding of the financial services industry, how products work and how value can be delivered to the customer. This will be coupled with:
* Experience of managing robust and effective governance for commercial and product development activities, with experience of Consumer Duty.
* Ability to assess the business impact, cost and complexity of implementation and weigh this up against the commercial value and benefits of a proposition.
* Experience of launching innovative and customer centric products.
* Excellent motivational skills and ability to secure buy in from multiple stakeholders across a range of disciplines.
* You will keep senior stakeholders updated on progress and call out challenges affecting the timely delivery of new propositions.
* Ability to think creatively and solve complex problems.
* Excellent data analytics and insight skills.
About us
At YBS we don’t have shareholders, we have members. We care about people and that includes you. So here, you’ll be respected for who you are, you’ll be able to bring your whole self to work, and you’ll have everything you need to build a long and rewarding career.
Flexibility. We offer a range of flexible working options without unsocial hours, which can help you find a healthy work-life balance. Whether it’s finishing early for an appointment or fitting your studies and hobbies in around your working hours, we can help make it work for you. We’re happy to talk flexible working and you can reach out to us anytime during the recruitment process to discuss this.
Development. We want you to feel challenged here. Whatever your ambitions, we’re committed to helping you develop your skills and move ahead in your career journey. From day one, we’ll set you up for success with a brilliant induction and full training plan, all designed to get you up to speed quickly.
Inclusivity. We’re passionate about creating an inclusive environment where everyone is welcome and able to be themselves. If you’ll go the extra mile to help our members, you’ll fit right in and feel you belong here.
About our Benefits
We offer lots of fantastic rewards that you can make the most of in and out of work, including:
Holiday. You’ll get 25 days plus Bank Holidays.
Bonus. At YBS we work collaboratively and share in our success together, so when we reach our goals we're all rewarded with an on target bonus of 7% of eligible pay (with the opportunity to earn up to a maximum 15%).
Pension. We know how important it is to save towards the future, that’s why we’ll contribute up to 11% into your YBS pension.
Healthcare. Health and wellbeing are an important part of life at YBS, when you join us you’ll have access to a range of health benefits to suit your life including private medical insurance, dental and healthcare plans.
My Benefits. When you join YBS you’ll have access to our self-service benefits portal, where you can access a range of retail, hospitality and health discounts.
Ready to apply?
If you’re excited about this role and want to be part of the team, click apply now to send us your application.
Want more information?
If you have any questions about this role, please contact Olivia Lamberton at Olambert@ybs.co.uk.
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