* Operations Role based in The West End of London
* Fintech business seeking a Fin Ops candidate
About Our Client
My client is a rapidly growing Fintech business with offices in Europe, the US and Australasia. This Finance and Lending Operations Analyst role is based in their West End of London office and offers a great opportunity to join a fast paced entrepreneurial Financial Services business.
Job Description
Key Responsibilities
1) Data Reconciliation
* Perform daily, weekly, and monthly reconciliation of financial and lending data from various systems, including bank statements, payment processors, loan management systems, and internal financial platforms.
* Investigate and resolve discrepancies between financial records, lending operations, and transactional data to maintain data integrity.
* Automate reconciliation processes to improve efficiency, reduce manual data entry, and minimise errors.
* Ensure lending portfolio reconciliations align with general ledger balances and other financial systems.
2) Financial Analysis & Reporting
* Analyse financial and lending data, identify trends, and provide actionable insights to management.
* Prepare detailed reports on financial performance, loan performance metrics, and reconciled items for internal and external stakeholders.
* Collaborate with the Lending Operations team to develop dashboards and analytics to track loan origination, repayments, and delinquencies.
* Support month-end and year-end close processes, ensuring the completeness and accuracy of financial and lending data.
3) Lending Operations Oversight
* Monitor and manage the lifecycle of loans, from origination and disbursement to repayments and delinquency management.
* Ensure compliance with loan agreements, company policies, and regulatory requirements throughout the lending process.
* Partner with cross-functional teams to optimise lending workflows, identify process improvements, and enhance customer experience.
* Assist in the development of loan policies and procedures to streamline lending operations.
4) Compliance & Risk Management
* Ensure compliance with financial, regulatory, and internal controls, particularly related to lending operations and financial reporting.
* Support internal and external audits by providing reconciled financial and lending data along with necessary documentation.
* Identify and mitigate risks related to data accuracy, reconciliation, and lending operations.
5) Systems & Tools Management
* Leverage reconciliation and loan management tools to track, reconcile, and report financial and lending data accurately.
* Collaborate with IT and data teams to enhance financial and lending systems, ensuring they meet operational and reporting needs.
* Support the implementation and integration of systems like NetSuite and loan management platforms to improve efficiency.
* Support with incident and problem resolution for business impacting issues across business and technical functions
* Monitor operational customer communications to ensure systems initiate communications accurately
6) Stakeholder Communication
* Communicate discrepancies, issues, and resolutions clearly to relevant stakeholders, including finance, lending, and risk management teams.
* Provide regular updates on the status of reconciliations, financial data accuracy, and lending portfolio performance to senior management.
* Act as a liaison between FinOps and Lending Ops to ensure smooth information flow and operational alignment.
The Successful Applicant
Finance and Lending Operations Analyst, West End London Location, Financial Services:
* Proven experience in financial operations, reconciliation, and lending operations.
* Strong understanding of loan lifecycle management and associated financial processes.
* Proficiency with financial systems (e.g., NetSuite) and loan management platforms.
* Excellent analytical skills and attention to detail.
* Strong communication skills to interact with diverse stakeholders.
* Experience in process improvement and automation is a plus.
What's on Offer
Finance and Lending Operations Analyst, West End London Location, Financial Services:
* Salary £55-60k
* Bonus
* Hybrid working 3 vs 2 days FH
* Excellent benefits package
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