Are you a skilled Credit Underwriter looking for an exciting opportunity? Our client, a leading provider in SME financing, is on the hunt for a talented Credit Underwriter to join their dynamic team in Altrincham, UK. With ambitious plans to triple their offerings by 2025, this is your chance to be part of a transformative journey.
This role offers a competitive salary of £30,000 per annum. You'll be joining a company that's committed to professional growth, providing clear career progression opportunities. Plus, you'll work in a state-of-the-art office complete with an on-site gym and stylish café.
Our client has been a trusted name in SME financing for over 15 years, offering bespoke lending solutions to help businesses grow. They're launching a new division to support larger businesses with loans up to £3 million, as part of their Capify 3.0 initiative aimed at significantly expanding their market impact.
As a Credit Underwriter, you will:
* Conduct detailed financial analysis of company statements to assess creditworthiness.
* Evaluate cash flow to determine loan servicing capability.
* Review collateral for secured lending when relevant.
* Ensure robust underwriting standards are applied.
* Ensure compliance with regulatory and internal risk frameworks.
Package and Benefits:
* Annual salary of £30,000.
* Office hours from Monday to Friday, with no weekend or late-night work.
* Starting holiday allowance of 20 days, increasing to 25 days with service, plus 8 Bank Holidays.
* Birthday off every year.
* Genuine career progression opportunities.
* Convenient location in Altrincham with excellent transport links.
* Access to a state-of-the-art office with an on-site gym, café, and ergonomic workspaces.
The ideal Credit Underwriter will have:
* 3-5 years of experience in financial underwriting for businesses.
* A background in SME lending or similar financial institutions.
* Strong understanding of the SME market, KYC, AML, and KYB.
* Proficiency in credit risk assessment and mitigation.
* Excellent communication skills for presenting underwriting decisions.
If you're ready to take the next step in your career as a Credit Underwriter, our client would love to hear from you. Join a company that's setting new standards in SME financing and be part of an exciting growth journey. Apply now and make a significant impact in the world of business lending.
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