Job Specification: Head of Finance Location : Based in our Manchester offices About the Role We are seeking an ambitious and detail-oriented Head of Finace who is ready to take on the challenge of driving financial excellence in a high-growth business. This role offers a clear pathway to becoming Finance Director (FD) within 12 months for the right candidate who demonstrates exceptional leadership and strategic insight. Key Responsibilities Daily Operations : • Conduct daily safeguarding reconciliations to ensure accurate settlement of funds from acquirers and merchants. • Oversee partner settlements and manage safeguarding accounts. Accounting and Reporting : • Manage weekly profit calculations and scrape funds as required. • Reconcile expenses weekly and monthly, ensuring accuracy and transparency. • Produce monthly board packs and deliver financial insights to stakeholders. Performance and Analysis : • Conduct monthly merchant and business analyses, including profitability margins, risk evaluations, and optimisation opportunities. • Track key performance indicators (KPIs), including CAC, LTV, churn, and provide actionable insights for improvement. • Lead monthly budgeting and forecasting to align with the company’s growth strategy. Compliance and Risk Management : • Prepare and file quarterly FCA and MFSA financial reports. • Analyse merchant onboarding risks and implement measures to mitigate financial exposure. • Source and implement insurance products tailored to business needs. Team and Partner Management : • Calculate and manage monthly partner and team commissions. • Support payroll processes and expense management systems. Strategic Leadership : • Collaborate on long-term financial strategies to support growth and scaling. • Drive performance tracking and optimisation efforts across departments. • Prepare to take on Finance Director responsibilities, including fundraising and stakeholder engagement. Requirements • ACA/ACCA/CIMA qualified (or equivalent), with strong financial control experience in a fast-paced environment. • Proven track record in reconciliation, reporting, and financial analysis. • Advanced Excel skills and experience with financial software systems. • Analytical mindset, with a focus on optimisation and driving results. • Strong communication and leadership skills, with the ability to present to the board and other senior stakeholders. Why Join Us? • A unique opportunity to step into a leadership role within a dynamic and high-growth company. • Exposure to strategic decision-making at the highest level. • Clear progression pathway to Finance Director within 12 months. • Be part of a passionate and innovative team dedicated to redefining the fintech landscape.