Hybrid - focussed on the Northwest of England, Manchester and the surrounding areas Up to £50,000 plus excellent bonus and benefits Due to exciting growth and expansion, a fantastic opportunity has arisen for an experienced property finance lending Underwriter to join a specialist Property Lending bank. Specializing in residential and buy to let mortgages, you will be responsible for packaging, underwriting and approving new mortgage applications for a variety of first and second stage and Buy to Let lending products. Duties of the Underwriter (Residential and Buy to Let Mortgages) to include: Review and approve both residential and buy-to-let (BTL) mortgage applications. Underwrite and approve new mortgage applications for a variety of first / second change lending products. Efficiently manage an assigned pipeline of applications, ensuring smooth progression from submission to completion. Oversee new applications, manage incoming correspondence, and handle pre-submission inquiries within established service standards. Make informed lending decisions that align with Credit Risk Policy and individual authority levels. Evaluate applications holistically, considering the overall customer outcome and needs. Maintain adherence to internal underwriting policies and meet regulatory obligations, including FCA, PRA, Anti-Money Laundering, Financial Crime Prevention, and Data Protection. Engage with a pre-selected panel of Introducers to provide prompt, accurate, and consistent underwriting decisions. Support management by participating in project-based work and completing ad-hoc tasks as needed. Deliver quality underwriting decisions that foster performing loans and positive customer outcomes. Cultivate and sustain productive business relationships with an assigned group of Introducers. Requirements for the successful Underwriting (Property Finance): Previous experience in underwriting, credit assessment or lending is essential and candidates should have experience with residential and Buy to Let mortgages. Experience working in a highly regulated environment Strong communication skills and ability to build relationships with introducers and / or external clients Candidates will ideally currently hold a lending mandate and will be CeMAP qualified What’s in it for you: Private Medical Insurance 26 days holiday with 2 wellbeing days and opportunity to purchase more annual leave Remote Working offering you the ability to balance your work and home life Excellent career development opportunities and sponsorship of relevant qualifications And MUCH MORE This vacancy is being advertised by Montpellier Resourcing Associates Limited. The services advertised by Montpellier Resourcing Associates Limited are those of an Employment Agency.