Our client seeks a Lending Representative to join their Lending Team.
Role Profile:
A sales-based role to evaluate and prepare loans for approval, having advised clients of financial status and repayment methods. Sell the business's products and services maintaining close relationships with new and existing clients.
Liaise with counterparts in other jurisdictions to ensure consistency and efficiency across the business in line with Policies and Procedures.
Key Responsibilities:
1. Work to sales and corporate governance targets for the Lending Department.
2. Evaluate, prepare and approve loan applications in line with Policies and Procedures.
3. Liaise / Correspond directly with clients/stakeholders.
4. Meet with applicants to obtain and discuss information relating to retail loan applications and to answer questions about the process.
5. Provide a complete loan application with explanatory notes for approval of the underwriter.
6. Answer loan queries relating to current and potentially new customers.
7. General administrative duties and updating of databases.
8. Undertake regular solicitation.
9. Undertake additional duties as and when requested by the Board/Directors to ensure the effective functioning of all the areas.
10. Display role model behaviour with a can-do attitude towards work and continually support team members.
Key Skills and Qualifications:
1. At least one year's experience of working in a Lending or Sales role.
2. Provide evidence of self-development through training and also independently.
3. Excellent interpersonal skills with the ability to deal with enquiries at all levels.
4. Self-motivated with good organisational skills and the ability to delegate and prioritise workloads.
5. Ability to work to tight deadlines.
6. An ability to work with minimal supervision and make decisions where necessary.
7. Proficient ICT skills with proven knowledge of Microsoft Office and varying databases.
8. Demonstrate a high level of file accuracy whilst complying with all Policies and Procedures.
9. Ensure all applications are dealt with in a timely manner.
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