Job Description Operating across a three lines of defence model, The 1st Line Risk Team extends across the regulated and non-regulated mortgage business activities. We are responsible for providing the 1st Line business areas with appropriate training, support, assistance and advice in order to empower effective risk management. The Team also conduct oversight of the business areas in order to determine the level of risk management maturity and if applicable, to identify more targeted areas of further support required. This oversight is predominantly focussed across operational, conduct and compliance risk types. The Team support risk reporting through established governance routes. Typical Duties include (but not limited to): Support the Underwriter and Securities Teams to maximise the utilisation and benefits of the Group ERMF toolkit in order to manage risk effectively, consistently and transparently. Provide risk insight to HODs in order to support/challenge prioritisation and focus on a risk basis. Provide consolidated Business Area report to the centralised 1st Line Risk Report submission to Risk Committees. Build close working relationships with Heads of Department and key personnel to design controls that are effective, scalable and repeatable