St. James's Place (SJP) works in partnership to plan, grow and protect our clients’ financial futures. We deliver personalised, face-to-face financial advice to our clients, who trust us to manage their money to reach their goals. We provide this service via the Partnership, a network of qualified, expert advisors. We put financial wellbeing and responsible business choices at the heart of everything we do. We believe in the value of difference and know that diverse teams can help us problem solve and innovate for clients. We look for people to join SJP to make an impact and to contribute to our culture which is based around long term relationships, doing the right thing, and being the best version of ourselves. Location: Cirencester Office Workplace Type: Hybrid Employment Type: Permanent Seniority: Associate What you’ll be doing: The Group Financial Crime function’s purpose is to ensure the company complies with legal and regulatory rules, guidance, and industry best practice. This role sits within the Financial Crime Prevention team providing operational delivery across a range of regulatory compliance workstreams, including: Client Risk Assessments & High-Risk Client Management. Supporting the wider business through a dedicated helpdesk. Conduct reviews and screening across all High Risk workstreams, including the on-boarding of High-Risk Clients. This is an essential role in ensuring the group’s adherence to compliance requirements and industry legislation regarding sanctions. Working with the business to process requests for due diligence, you will demonstrate your understanding of the sanctions risks and anti money laundering requirements and play a vital part in ensuring our client due diligence meets the required government regulations. You will also be responsible for ensuring appropriate controls are in place to mitigate business risk exposure. Key Responsibilities: Implement financial crime prevention procedures Operate the client risk assessment helpdesk function effectively to meet agreed SLAs whilst providing advice and technical support across the business. Liaison with the Money Laundering Reporting Officers and Financial Crime Teams across the Group’s legal entities on financial crime matters. Be a subject matter authority for High-Risk Clients, prohibited countries and relevant sanctions regulations, acting as a primary point of contact to the wider teams. Perform risk assessments of high-risk clients using your subject matter expertise, industry trends, emerging financial crime risks and current sanctions systems data to determine and approve the correct risk rating and the level of enhanced due diligence required. Providing MI to senior management and committees as required. Identify and escalate policy/procedural breaches, suspicious or high risk cases & transactions ensuring these are rectified appropriately. Liaison with SS&C in respect of any High-Risk Client related issues. Who we’re looking for: The ideal candidate will have a good understanding of Financial Crime and Anti-Money Laundering legislation. Previous experience working within Financial Crime or a related field would be advantageous but not mandatory. (For experienced candidates, we would expect to see a professional qualification in AML or FC). You will be naturally curious, with strong investigative skills with experience of applying research methodologies to produce high quality insights and reports. You will have strong attention to detail, coupled with excellent stakeholder management skills enabling you to deliver through to completion independently. You will require flexible communication skills, excellent time management, strong prioritisation and organisational skills combined with an ability to cope with fluctuating workloads. You will have confident decision-making skills, able to provide rationale for the outcomes and recommendations to the business. What's in it for you? Private Medical paid for by Company. Meaningful protection benefits with real value, such as 10X life cover, PHI, and critical illness. Non-Contributory Pension – 10% (increasing with length of service up to 15%) with further pension matching. Parental leave – 6 months full pay 28 days holiday entitlement plus bank holidays (based on full-time equivalent) with the option to buy up to an additional 5 days holiday Not applicable to Fixed-Term Contracts (standard uplift applies in lieu of the protection benefits) Flexible Working We know that everyone works best in different ways, at different times and in different environments. We have introduced a hybrid working policy to provide greater flexibility for part-time work, job-sharing, remote working, and flexibility on hours. Our people are encouraged to work in a flexible way that suits their lifestyle, so please ask the question and start a conversation Research tells us that applicants (especially those from underrepresented groups) can be put off from applying for a role if they do not meet all the criteria or have been on an extended career-break. If you think you would be a good match for this role and can demonstrate some transferable experience please apply, regardless of whether you tick every box. Reasonable Adjustments We're an equal opportunities employer and want to ensure our recruitment process is accessible and inclusive for all, if you require reasonable adjustment(s) at any stage please let us know by emailing us at careerssjp.co.uk What's next? Our team will be in touch. As a business regulated by the FCA we would advise you to familiarise yourself with the conduct regulations and in particular consumer duty obligations prior to an interview with SJP.