SENIOR CREDIT RISK ANALYST - STRATEGY LONDON £50,000 to £65,000 A growing FinTech company is looking for an outstanding analyst to enhance their credit risk strategy and portfolio performance within existing customers. This is a key role focused on credit limit management and analytical insights to drive profitability and growth. THE COMPANY A digital lender specialising in the unsecured lending space. The company have a strong focus on their product development and individual profitability of the product before looking to drive growth later this year. This is a growth role for the business due to recent success. They are fast paced and provide the ability to work on wide scoping projects. THE ROLE As a Senior Credit Risk Analyst, you will work within the existing customer team and be involved in wide-scoping projects, which include but are not limited to: Develop and execute credit limit increase and decrease strategies Analyse portfolio performance and identify strategic opportunities Provide insights to support marketing and product teams Work closely with senior stakeholders to enhance credit risk decision-making Utilise SQL and/or Python to extract and analyse credit risk data Contribute to the company's profitability and growth plans YOUR SKILLS AND EXPERIENCE The ideal candidate has a strong analytical mindset, experience in credit risk strategy, and a commercial approach to decision-making. Essential: 2 years experience in credit risk or financial services analytics Strong SQL, Python skills Ability to connect insights with business strategy Experience within credit risk strategy is ideal Credit cards experience is desirable Strong problem-solving skills and ability to work autonomously Nice to Have: Experience with credit limit strategy FinTech or banking experience Exposure to commercial decision-making in credit risk THE BENEFITS Analyst: Up to £55,000 Senior: Up to £65,000 Hybrid working - 3-4 days per week in office (ideally 4) Pension Private medical insurance HOW TO APPLY Register your interest by sending your CV to Dominic Castro at Harnham via the Apply link on this page.