Position: Underwriter
Market Financial Solutions (MFS), a leading independent bridging finance provider in the UK, is seeking a talented Underwriter to join our dynamic team. We specialise in fast and flexible bridging loans and buy-to-let mortgages, serving our valued intermediaries and clients with exceptional service.
Role Purpose:
Collaborate with management to ensure the profitability of insurance contracts by evaluating applicants' eligibility for loans.
Key Responsibilities:
* Manage and underwrite personal pipeline of loans within SLAs.
* Review legal documents, valuation reports, KYC, AML, and other essential checks.
* Perform due diligence and key checks (land registry, credit checks).
* Present property loan cases to Line Manager for funding.
* Support complex loan assessments and decisions on loan terms and values.
* Identify and prevent fraud, ensuring business protection.
* Build and manage relationships with brokers and borrowers.
* Provide exceptional customer service and communicate effectively with external stakeholders.
* Mentor junior underwriters and administrators.
* Proactively identify new lending opportunities to meet personal targets.
* Participate in team meetings and share best practices.
* High-quality loan applications and successful underwriting processes.
Role Requirements:
* Experience in underwriting or lending, especially in bridging loans or Buy to Let Mortgages.
* Strong risk assessment and attention to detail.
* Excellent communication skills and the ability to influence key networks.
* Organizational skills to manage multiple tasks efficiently.
* Ability to work independently and as part of a team.
* Proficiency in MS Excel.
Why Work for us?
* Be Part of a Dynamic and Growing Company
* Annual salary review & regular appraisals
* Bonuses and Incentives
* Enhanced Maternity and Paternity Leave Package
* Exclusive Employee Discounts at Leading Retailers (covering groceries, technology, and holidays)
* Ongoing Staff Training and Development Opportunities
* Private Medical Health Care with Vitality
* Life Insurance Coverage
* Additional Day Off to Celebrate Your Birthday
* Engaging Work Networking and Team Building Event
Next Steps:
Ready for an exciting career move? Hit ‘apply’ to express your interest, and if your CV aligns with our requirements, expect a call from one of our team soon to discuss this fantastic opportunity further. Please note, this role is a full-time office based position, based in central London