Commercial Lending Director (Various Locations)
We have been awarded the "Most Loved Workplace"! At Metro Bank, people come first - our culture is all about bringing out the best in our colleagues, and making sure everyone feels valued, respected, seen and included. We strongly believe in a diverse and inclusive workplace and to find the very best person for the job, we always look across a wide range of diverse communities.
What you will do:
* As a Commercial Lending Director at Metro Bank you will bring your experience in commercial business lending and your relationship banking approach, to grow an active portfolio, work with brokers and bring on new business, across commercial lending customers.
* Joining an established commercial lending team, you will develop and maintain active and influential business relationships with key SME market professionals, clients and customers.
* Work closely with our intermediary team to convert broker and similar leads and enquiries into new and lasting customer relationships.
* Work with Commercial Lending Specialists and Commercial Analysts to ensure excellent service is delivered to our customers and clients whilst ensuring lending fulfilment.
* Manage risks, including credit, operational and regulatory.
* Partner with key internal colleagues, stakeholders and teams, to deliver required propositions and pricing requirements, risk policies, with reporting set and managed within appetites.
* Be a role model for the Regional Commercial Team and Metro Bank when working with customers, intermediaries, and colleagues - champion and value our relationship-based approach!
And... we are a bank so risk is a part of everything we do. We love people who take responsibility, do the right thing for customers, colleagues and Metro Bank and have the ability to call out any concerns.
What you will need:
* A proven track record of commercial lending within commercial banking environments, ideally having worked in a similar role, or step up role, within banking / financial services.
* Experience in business origination and lending to medium and large SMEs, with excellent credit application/underwriting/credit writing skills.
* Successful at building, maintaining and growing valuable commercial banking relationships and experience at converting leads.
* Confidence in promoting our story to new customers, creating new customers.
* Excellent negotiation skills with an ability to interact and influence senior/executive management internally and externally.
* Extensive knowledge of different industries and sectors and how these perform both financially and structurally with high levels of experience and intuition in decision making.
* Experienced in credit writing, financial analysis and report writing, including for customers with complex needs.
* To understand the risks associated with your job and what that means for you, Metro Bank and all our stakeholders.
Our promise to you:
* We will make sure that you are well-rewarded by providing you with a competitive salary, discretionary annual bonus, and a wide range of benefits, including generous holiday allowance, attractive pension scheme, healthcare, life assurance, and a number of colleague discounts!
* We will give you the training to ensure you succeed in your role and plenty of internal opportunities to progress your career (around 40% of our recruitment comes from internal promotions!).
* We are also all about balance so most of our jobs offer the opportunity for hybrid working built around your role and home life, wherever possible.
Diverse teams really are the best teams. We know that candidates (especially women, research tells us) may be put off applying for a job unless they can tick every box. We also know that 'normal’ office hours aren’t always doable, and while we can’t accommodate every flexible working request we are happy to be asked. So if you are excited about working with us and think you can do much of what we are looking for but aren’t sure if you are 100% there yet… why not give it a whirl?
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