Pockit is a UK-headquartered financial technology company founded in 2014. We provide vital financial services to consumers in the UK whose needs are often ignored by the traditional banking system. Pockit offers a digital account that provides customers with a range of essential financial services. Through the recently completed acquisition of Monese, the combined business serves approximately 3 million customers, creating the leading fintech for financially underserved consumers across the UK and Europe.
About the role:
We are looking for an expert in financial crime, ideally gained within a fintech industry; someone with an exceptionally broad and detailed portfolio of skills in onboarding, transaction monitoring and investigations. Leading a team of 8-10 financial crime analysts, reporting to the business’ VP of Risk & Compliance/MLRO, the ideal candidate will have previous people management experience and be comfortable with training, coaching and development. Naturally, the role will also encompass quality reviews and performance development as well as innovations in automation and workflow improvements.
In return, we offer a close-knit family feel environment, where we work together collaboratively in the interests of the business and our aims and goals. As a scale-up business, it’s an exciting ever-changing environment perfect for an ambitious person looking to develop and grow in a diverse and inclusive environment.
What you’ll be doing:
* Responsible for the full customer onboarding journey via an effective workflow including
* KYC due diligence, risk assessment and risk classification, and investigations
* Manage the Sanctions/PEP/Adverse Media screening program
* Monitor payments transactions (Card, Bank, etc) for suspicious activity (Fraud, AML, TF)
* Work toward a culture of continuous improvement; reviewing and improving on process and workflows throughout the team
* Support MLRO in the preparation of data for reports shared both internally and externally
* Assess, review, create and deliver internal training programmes both as part of an induction and ongoing personal development for the team
* Responsible for a team of analysts in their performance, training and development
What we are looking for:
* Minimum 2-5 years of experience in working in a KYC/AML environment
* Successful track record in people management (including coaching and developing)
* Knowledge of payments, risks and UK/EU regulations (4/5MLD, JMLSG, FCA Handbook SYSC)
* Proven experience in the understanding and interpretation of regulation within the payment industry and the implementation of solutions to address regulatory requirements
* In-depth experience of monitoring and the ability to develop compliance monitoring programs and techniques
* Technical and practical expertise of money laundering & terrorist financing regulations
* Excellent interpersonal and communication skills (both written and spoken)
* To be a self-starter, the type of person always looking for ways to improve
* To be able to work well under pressure and manage a number of different tasks at the same time, often meeting tight deadlines.
What benefits we offer:
* Competitive basic salary
* Holidays – 25 days from start, increasing with every complete year to reach max of 30 (+ Bank Holidays)
* Healthcare Cash Plan
* Perkbox, with gifted Flexi-Points every month
* Life Assurance
* Salary Exchange Pension Scheme
* Company Sick Pay
* Employee Assistance Programme
* Enhanced family policies
* Additional paid time off; Moving Days and Sabbaticals
* Flexible working arrangements - office attendance is required 2-3 days per week (Marylebone, NW1)
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