Mortgage Underwriter Our client, a reputable mortgage lender, is seeking an experienced Mortgage Underwriter to join their dynamic team. As a key player in their underwriting function, the successful candidate will be responsible for assessing and making decisions on mortgage applications, ensuring compliance with company policies and regulatory requirements. Key Responsibilities: Evaluate mortgage applications, reviewing financial documents, credit reports, and property valuations. Assess risk and determine the suitability of applicants based on affordability and creditworthiness. Make informed decisions in line with company policy and industry regulations. Communicate with brokers, agents, and internal stakeholders to clarify documentation and resolve any application issues. Provide expert advice on underwriting guidelines and processes to ensure a smooth and compliant application journey. Maintain detailed records of all underwriting decisions and transactions. Keep up to date with changes in the mortgage market and regulatory environment to ensure compliance. Contribute to continuous process improvements within the underwriting function. Skills & Experience: Proven experience as a Mortgage Underwriter within a lending environment. Strong understanding of mortgage products, underwriting criteria, and compliance regulations. Excellent analytical skills and attention to detail. Ability to assess financial statements, credit reports, and affordability calculations. Familiarity with industry-standard underwriting systems and software. Excellent communication skills, with the ability to liaise effectively with brokers and other stakeholders. A proactive approach to problem-solving and a keen eye for identifying and mitigating risk. Relevant industry qualifications (e.g., CeMAP, or equivalent) would be advantageous. This is an excellent opportunity to join a leading player in the mortgage lending sector, offering the chance to work in a fast-paced and rewarding environment. If you have the skills and experience required, we encourage you to apply. Due to the high volume of interest we receive for each of our roles, we are unable to respond to each application individually. If you do not hear back from one of our consultants, unfortunately, you have not been shortlisted for this role. Please note that our client is an equal opportunities employer and adheres to all relevant legislation, offering services regardless of age, race, sex, disability, or religious belief.