Responsibilities: Conduct in-depth analysis of financial statements, credit reports, and industry trends to assess credit risk. Assist in developing and maintaining credit risk policies, procedures, and guidelines. Ensure compliance with regulatory requirements and internal credit risk frameworks. Conduct stress testing and scenario analysis to assess portfolio resilience. Communicate credit decisions and risk assessments to internal and external stakeholders. Required Skills & Experience: Experience in credit risk analysis, financial analysis, or a similar role in banking, financial services, or corporate finance. Strong analytical and quantitative skills, with proficiency in SQL. Knowledge of financial statements, credit risk models, and regulatory requirements