Search Criteria: Significant experience within Credit Analysis / Credit Risk within a large, global banking organisation Credit experience dealing with NBFI’s (essential), ideally hedge fund but also open to investment trusts, asset management and private equity firms and insurance companies, etc. Strong stakeholder management and analytical skills with the ability to work in a dynamic environment Confidence to work in an advisory capacity and be solutions-oriented Role Coverage: Critical challenge and detailed review of credit submissions from the Front Office providing recommendations to approvers within the Credit department, EMEA or Head Office. A second line of defence role providing credit risk management / oversight of new credit transactions, in Non-Bank Financial Institutions (e.g. Hedge Funds, Insurance, Investment Trust / Asset Manager, PE Fund / Sponsor, Consumer Lending, etc.) in addition to Banks and Sovereigns. Provide the effective credit management of client relationships and exposures within designated sectors within the FI credit portfolio across EMEA. Responsibilities: Exercise strong risk assessment methodology toward new transactions and management of a portfolio of FI clients (including Problem Assets), across a broad variety of sectors, geographies, and asset / product types. Working as a trusted partner with Front Office deal teams to ensure delivery to clients whilst maintaining high credit quality. Articulate Credit Risk perception and appetite for a transaction in line with bank policy and procedures, manage the interaction and communication with front office teams, and attend meetings with clients where necessary. Experience and capability to take a complex FI transaction from inception to approval with limited supervision. Flexibility to work to tight deadlines under pressure (including ability to work outside of contracted hours from time to time / as workflow demands), to give prompt responses to customers. Collaborate with other risk and compliance functions where appropriate to ensure enterprise-wide view of risk is considered. Lead pipeline management of the team and assist other members of the team by proactively taking work in a manner which ensures work is fairly distributed, particularly in times of strong workflow / staff absences. Develop relationships within the team: seek guidance and advice from colleagues; express well-reasoned arguments and influence senior management; and assist in recruitment and training of more junior staff. Willingness / flexibility to be involved in ad hoc projects supporting the strategy of FI credit team and the wider department / institution. Draw on expertise and professional knowledge to propose innovative solutions / improvements to status quo. Exemplify strong credit management and analytical skills to more junior staff, sharing experience to assist in their professional development, and build expertise within the team. Take responsibility for on time on budget delivery of results. Experience and Skills Required: Degree level education and / or relevant professional qualifications (e.g.: ACA, ACCA, ACT, CFA), and a track record of continued learning and development. Meaningful experience in a credit management role within a major international bank, with likely to have seen a broad range of products / transaction types and some experience of varying credit market conditions. Strong working knowledge of key products including familiarity with documentation and market trends. Experience and knowledge on Non-Bank FIs, such as hedge funds, insurance, private equity funds / financial sponsors, investment trusts / asset managers, and consumer lending in developed countries. High level of IT literacy, strong written and verbal communication skills (supporting preparation of succinct and focused credit papers), and strong interpersonal skills (supporting collaboration / teamwork). Experience of problem asset management / workouts and experience is desirable. Have a network of professional relationships within the financial, legal and corporate communities and up to date knowledge of trends in the FI credit markets across EMEA.