About Advantage Finance Advantage Finance is one of the UK's leading providers of specialist motor finance. From our HQ in Grimsby, we’re proud to employ around 210 people who have been putting conversation before credit scores since 1999, helping all sorts of people get moving by listening to their stories and understanding their lives. Our Core Values Our business has always been about people, believing in our valued employees, and is built on our core values TRUST. Teamwork – We work closely together to provide the best possible service. Respect – We treat each other with total respect, and we treat our customers with equal respect. Understanding – Understanding our customers, and each other, as human. Understanding our business and our responsibilities. Supportive – We support each other, and we provide the best support to our customers. Truthful – We are true to ourselves and true to each other. Honesty and integrity runs through everything that we do. The Role As a member of the Advantage Finance Credit Risk Team, your position as Senior Risk Analyst will allow you to provide analytical insight into customer behaviour, helping shape and enhance the firms credit and affordability strategy. You’ll be leading the development, documentation and delivery of risk scorecards and affordability models, employing relevant statistical techniques across Credit Risk, Economic Crime and Collections & Recoveries. With access to a wide range of internal and external data sources such as CRA information, several aspects of credit risk will be explored, including the development and validation of scorecards, policy rules, and affordability models, whilst ensuring regulatory compliance. Role Requirements Experience of credit risk lending and developing strategies in a consumer lending organisation. Experience in delivering risk scorecards and/or machine learning models using coding in SAS/Python/R or similar. Be an effective planner, prioritising activities and working within the team to meet deadlines. Ability to condense and simplify complex information to brief and influence senior stakeholders with experience in data analysis. Experience of building trusted relationships with a wide range of stakeholders at all levels. Proven experience of translating complex methodologies and principles into meaningful insight for senior leadership and other non-technical stakeholders. Capability to support multiple priorities in a fast-changing environment and prioritise effectively to manage various management team / other stakeholder expectations. Liase with other departments or external agencies – e.g. Credit Bureau – on any current or future initiatives. The Benefits Additional holiday leave Bonus scheme Sick Pay Company pension (with the option to salary sacrifice) Cycle to work scheme Life insurance On-site parking Private medical insurance Employee assistance programme Paid Volunteer leave Enhanced Family Leave payments Company events & awards Training & development Hybrid working Inclusion and Diversity We are committed to equality, diversity and inclusion. We are an equal opportunities employer. All qualified applicants will receive consideration for employment without regard to race, colour, sex, religion, sexual orientation, disability or any other protected characteristic. Our aim is to celebrate differences and encourage everyone to join us and be themselves at work. Contact information: For any informal discussion or for any further information please contact HR - 01472 239701 vacanciesadvantage-finance.co.uk. Job Type: Full-time Pay: £30,000.00-£40,000.00 per year