A leading specialist lender renowned for their expertise in bridging finance and buy-to-let (BTL) mortgages currently requires a Second Charge Underwriter to join its highly successful and vibrant team. These are office-based positions based in Watford. A competitive salary is on offer, with comprehensive benefits and bonus Job Description Second Charge Underwriter Key Accountabilities Take ownership of tasks delegated from the Team Leader such as UAT testing, product set up in fusion, update procedure documents, etc. Manage the Team in the absence of the Team Leader. To assist in the training, mentoring and be a referral point to less experienced members of the team. Be a referral point for broker support for queries on applications in the absence / unavailability of the Team Leader. Maintain broker relationships that are integral to the growth for WOSL. Promote our Team Ethic. Ensure all underwriting is in line with Company policy and within regulation. Underwrite large loan applications (up to £250k) and maintain a pipeline of cases. Liaising with introducers, valuers and solicitors ensuring an excellent relationship is maintained. Ensure that all cases are Underwritten within the Groups Risk appetite. Second Charge Underwriter Skills & Competencies Ability to work as part of a team. Pass internal competency tests post induction. High attention to detail. Second Charge Underwriter Knowledge & Qualifications A strong understanding of FCA regulation CeMAP (desirable, not essential). Minimum of 5 GCSEs A-C (Including Maths and English) Second Charge Underwriter Personal Attributes Flexible. Articulate. Well organised. Robust and comfortable working to deadline and under pressure.