Summary
Together, we make credit work better for all! Our mission is to help customers on the path to becoming debt free; with a real focus on helping our customers pay off their debts in practical and affordable ways. We do this honestly, ethically and by treating our customers with dignity and respect.
We buy debts from lots of different companies in all kinds of sectors as well as provide collection services for other businesses.
Our focus on sustainability, hybrid working, leadership development and career progression makes working at Lowell a rewarding experience.
Your Role
As a Reforecasting Analyst, your role will include the following responsibilities:
1. Financial Analysis: Conduct detailed analysis of historical and current financial data to identify trends, patterns, and anomalies.
2. Forecasting Updates: Regularly update forecasting models to reflect changes in market conditions, business strategies, and other relevant factors.
3. Collaboration: Work closely with departments such as Treasury, finance, sales, marketing, IT, and operations to gather input and ensure alignment in forecasting assumptions.
4. Data Interpretation: Interpret complex financial and operational data to provide meaningful insights and recommendations.
5. Accuracy Assurance: Review and validate data inputs, assumptions, and calculations to ensure accuracy in forecasting models.
6. Scenario Planning: Develop and analyse various scenarios to assess potential outcomes and support decision-making processes.
7. Reporting: Prepare and present reports, summaries, and presentations to stakeholders, highlighting key findings and recommendations.
8. Process Improvement: Identify opportunities to streamline forecasting processes, enhance data quality, and improve forecasting accuracy.
Ideal Candidate
An ideal candidate will:
1. Have an undergraduate degree in a quantitative discipline (e.g., economics, mathematics, finance); a post-graduate degree in a related field or Business Administration (MBA) is welcomed.
2. Have 3+ years of direct experience in a data analysis field, preferably within Financial Services.
3. Possess strong business acumen and commercial awareness.
4. Exhibit excellent skills concerning data analysis in understanding the connections between portfolio characteristics, operational activities, and performance.
5. Have experience using data to drive insight, engage stakeholders, and facilitate robust decision-making.
6. Be able to analyse and understand portfolio characteristics and operational activities in the context of assessing portfolio performance.
7. Have familiarity with relevant industry accounting concepts, such as the application of an Effective Interest Rate on owned assets.
8. Demonstrate excellent Excel skills (e.g., charting, pivoting, lookups, scenarios).
9. Have experience with structured programming languages, such as SAS, SQL, R, and/or Python.
10. Have experience working in a dynamic commercial environment with simultaneous deliverables and shifting priorities.
11. Possess excellent verbal and written English communication skills, with a talent for simplifying complexity.
Benefits
That means…
1. A competitive salary.
2. A discretionary annual bonus for a job well done.
3. 3% flexible benefits; pick additional benefits or take as cash each month.
4. We are committed to a hybrid working environment, with a new purpose-built office in Leeds.
5. Free parking when you are in the office and all necessary equipment for remote work.
6. 28 days holiday plus public holidays, with the option to purchase up to an additional 5 days.
7. Life assurance.
8. A fantastic culture with self-development opportunities, recognition awards, and on-site facilities.
9. Wellbeing support and a programme of webinars and classes geared towards mindfulness.
10. Job security.
Ready to share in that mission?
Our people are our greatest asset. We aim to build a workplace where you can grow with us and make a difference.
Together, we go further - and it starts with you. If you’re interested in joining our fantastic team, take the first step and apply today…
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