Business Unit: Unsecured Credit RiskSalary range: £58,400 - £73,000 per annum DOE + red-hot benefitsLocation: UK FlexibleContract type: Permanent
Live for the weekday. Live a life more Virgin.Our Team
Join our dynamic Credit Risk Strategy team, where innovation meets excellence! We are dedicated to designing and delivering cutting-edge customer management credit strategies and policies that drive growth while ensuring safe and responsible lending. Our team thrives on collaboration, creativity, and a relentless pursuit of excellence, making us a key player in the financial industry.
What you'll be doing
1. Developing and implementing innovative credit strategies and policies for unsecured cards lending products.
2. Optimising credit decisioning tools, scorecards, and models to enhance lending strategies.
3. Working closely with internal stakeholders such as Credit Modelling, Commercial, and Technology to ensure ideas and solutions are driven to tangible outcomes.
4. Engaging with credit bureau and third-party experts to stay competitive.
5. Representing the Bank in key industry forums and regulatory engagements.
6. Managing and supporting transformational credit decision initiatives.
7. Leading a small expert team to deliver best-in-market credit solutions.
8. Driving growth in lending within ris...