My client based in Farnborough are seeking a Credit Underwriter to join their team! You would be responsible for providing vital support to all areas of the business, from criteria, property queries, title issues, tracing customers, Suspicious Activity Reports and fraud.
Daily Duties
To be a point of referral on complex cases from around the business, as to whether we can consider an application. To accurately analyse and understand key elements of all mortgage applications, whilst ensuring adherence to all policies.
Where the case is of good quality but outside policy recommend to our funders as an exception for all approval.
Help protect the Company from the risk of fraud by using our anti-fraud systems such as CIFAS and SIRA to investigate and act upon information received in a timely manner.
To provide a professional, efficient, and high standard of customer service to the rest of business, customers, intermediaries, valuers, and solicitors.
To manually underwrite portfolio and complex BTL cases.
To recommend portfolio and complex BTL cases to our Funder.
To assist in maintaining and updating the lending policy, by researching, and recommending policy changes.
Develop and maintain co-operative relationships between all internal stakeholders and investigate all referrals in a professional manner. (Underwriting and Sales)
Work Fraud systems such as CIFAS, SIRA & Hunter to mitigate potential losses.
To investigate suspicious alerts identified...