Job Description What’s in it for you? We’re a forward-thinking organisation that takes a flexible approach to lending across a wide range of property sectors. From retirement homes to student accommodation (PBSA), care homes to residential developments, our appetite for new opportunities is diverse, and we take pride in shaping our own deals. For an experienced Credit Manager, this is an opportunity to get creative and become part of an innovative team that is constantly looking at new opportunities to provide flexible funding solutions across the UK. The Credit Team are involved in the end-to-end deal process from origination to negotiation of legal through to land loan completion. The team The Credit team consists of 3 Credit Managers reporting to a Head of Development Credit. You’ll be part of a wider Commercial and Development lending team of 21 people that includes origination and portfolio management teams. What will you be doing? Work with our origination colleagues to structure new loans, ensuring they work for both the client and our risk appetite. Write and present detailed credit papers outlining the key risks and mitigants for a deal, with a clear recommendation. Manage and analyse all the diligence streams for a transaction, including valuation reports, QS reports and legal documents. Lead legal negotiations with lawyers and borrowers. Contribute to the growth of the team, through increasing the size of the loan book, continuously improving processes and designing and implementing new loan products