UNDERWRITER (m/f/d) Company Premier Guarantee Location Birkenhead, United Kingdom Role: Underwriter Business Unit: Premier Guarantee Permanent Job Purpose: Under the supervision from the Underwriting Management team and operating strictly within FSA Principles and Guidelines, the post holder will review policy documents and make underwriting recommendations in line with company guidelines and rating process. Ensuring that all queries are reviewed and followed up and providing excellent customer service at all times. Key Responsibilities: Review and decide clients' suitability for insurance cover. Check insured's previous claim history, if any, and comment accordingly. Liaise with surveyors regarding risk assessment. Gather information and / or reports from surveyors. Specify any conditions to be imposed, as appropriate. Assess and gather background information on individual risks. Review and interrogate proposal forms and calculate potential risk. Within underwriting guidelines and parameters, calculate individual's / organisation's insurance premiums. Preparation of referral documents for presentation to insurers. Ensure a high standard of service is offered to all clients. Liaise with all counterparts within the business on an ongoing basis. Undertake any other duties as reasonably required. Key Skills & Experience: Ability to develop and maintain accurate records and files. High level of technical skills in order to use of personal computers and related software applications. Knowledge of custoemr service standards and procedures. Experience of making underwriting recommendations and decisions in a similar insurance environment. Ability to make accurate underwriting recommendations based on the information supplied, in line with company guidelines and rating system. Good knowledge of FCA Principles and how the relate to the role of Underwriter. Benefits: Annual bonus Excellent pension scheme Private Medical Insurance Enhanced Maternity/Paternity leave (after 2 years’ service) 25 days annual leave plus bank holidays - increasing to 30 days after 5 years of service At HSB Group (including Premier Guarantee), Diversity, Equity, and Inclusion foster innovation and resilience and enable us to act braver and better. Embracing the power of DEI is at the core of who we are. We recognise diversity can be multi-dimensional, intersectional, and complex, so we want to build a diverse workforce that includes a wide range of racial, ethnic, sexual, and gender identities; economic and geographic backgrounds; physical abilities; ages; life, school, and career experiences; and political, religious, and personal beliefs. Additionally, we are committed to building an equitable and inclusive work environment where this diversity is celebrated, valued, and has equitable opportunities to succeed. All candidates in consideration for any role can request a reasonable adjustment at any point in our recruitment process. You can request an adjustment by speaking to your Talent Acquisition contact.