Join a growing international bank in London as a Loans Underwriter, specialising in bespoke, complex mortgages for high net worth (HNW) clients. This pivotal role involves assessing and evaluating tailored mortgage applications, requiring a deep understanding of the unique financial situations of HNW clients. You will ensure compliance with relevant regulatory frameworks while delivering personalised service. Day-to-day of the role Review and analyse mortgage applications, including financial portfolios, income sources, tax structures, and investment properties of HNW individuals. Assess complex financial documentation and make informed decisions based on bespoke lending criteria Design and deliver tailored mortgage solutions that meet client needs while mitigating risk. Conduct objective credit assessments of lending proposals and annual loan reviews. Prepare and present proposals to the Credit Committee, attend meetings, and prepare relevant minutes. Manage facility letters, security documents, and ensure all pre-drawdown legal issues are addressed. Oversee facility drawdowns, ensuring all security is perfected and conditions precedent are complied with. Required Skills & Qualifications: Regulated credit experience and a strong focus on underwriting complex mortgage applications for HNW individuals. Good standard of secondary/university education. Proficient in Microsoft Office and banking software applications. In-depth knowledge of lending principles, credit assessment, and secured lending in the UK property market. Strong administrative and organisational skills. Excellent benefits package including annual bonus, flexible working / hybrid working policy.