Our Purpose: In a world that doesn’t add up, daring to be different is our calling, lending our power so everyone’s story gets a chance to thrive. At Ecology, we’re dedicated to building a greener society by providing mortgages for properties and projects that respect the environment and support sustainable communities, funded through our range of simple, transparent savings accounts. Read more here. Ecology has a fantastic opportunity for a Credit Risk & Pricing Analyst to join our dynamic team. This role will be responsible for: Ensuring our lending remains sustainable and aligned with our credit risk appetite. Helping to shape our pricing strategy and ensure our products remain competitive and work effectively for our members. What will I be doing? The Credit & Pricing Analyst will monitor and analyse our lending portfolio, ensuring that all credit activities align with our risk appetite. Generating comprehensive reports and leveraging portfolio-level data, you will detail product-level credit risk exposure and identify emerging trends and patterns. Your analysis will support forecasting efforts and help pinpoint areas for improvement or concern, contributing directly to strategic planning. You'll collaborate with cross-functional teams to support new credit-related initiatives by providing data-driven insights and recommendations. You will help shape internal policies and enhance our understanding of credit risk dynamics across different products. You'll be responsible for gathering and dissecting competitor pricing data. This includes tracking market trends, identifying pricing adjustments, and benchmarking our rates against those of our competitors to ensure our offerings remain attractive. Using your analytical skills, you will help identify opportunities to refine our pricing models. Your insights will support initiatives to balance competitiveness with sustainability, ensuring our asset and liability pricing is both efficient and forward-thinking. You’ll design and maintain dynamic dashboards and reports that provide a clear picture of pricing performance and product opportunities. These tools will be used by various teams to make quick, informed decisions aligned with market shifts and yield curve movements. View the full Job Description on our website. We'd like to hear from you if you have the desire to join a motivated team with a rewarding sense of achievement. We’d love to share more about our ambitious plans. What we ask from you is that you have skills, experience and enthusiasm to join us in working to the best of your ability in an environment offering you self-development and growth. If you would like the opportunity for an informal chat to find out more about the role, please get in touch with [email protected] and we will be happy to speak with you. We are committed to promoting a diverse and inclusive community, where you can belong and succeed as your whole self. We value diversity, in terms of gender, race, age, faith, disability, sexual orientation but also personality and thinking style; we see the uniqueness you’ll bring to us as a real source of strength. About our Benefits: We offer lots of fantastic rewards that you can make the most of in and out of work, including: Salary. We’re committed to paying our people fairly for the role they undertake and are an accredited Living Wage employer. Holiday. You’ll get 25 days plus Bank Holidays, after a qualifying period you’ll be able to purchase up to an additional 5 days leave. Pension. We know how important it is to save towards your future, that’s why we’ll contribute 8% into your pension and you’ll contribute a minimum of 1%. Performance Related Pay. After a qualifying period, you’ll be included in our discretionary performance related pay scheme. Develop and grow. The success of the Society is enabled by our successful people, and we’ll support your development and growth in your role and your career. Wellbeing. Positive health and wellbeing enables you to thrive as an individual. Employees have access to our Employee Assistance Programme, with a range of health benefits and support to suit your lifestyle. Life Insurance. We will provide death-in-service life insurance of 4 x your basic salary. Community days We encourage our colleagues to take 3 days paid leave to support community and environmental initiatives aligned to our mission. Free Parking/ EV Parking Modern sustainable office – with garden, fully equipped kitchen & showers.