Job Title: Product Manager – Embedded Lending/Point of Sale Finance
Location: Birmingham, Leeds, Cardiff, Chester (Hybrid)
An exciting opportunity has arisen for a strategic and dynamic Product Manager to join a newly formed product team in the point of sale finance space. This is a key role in driving the development and optimisation of embedded finance solutions, ensuring alignment with customer needs and market demands.
Key Responsibilities:
* Product Development: Design, develop, and iterate product constructs for embedded lending and point of sale finance offerings, including loan terms, credit limits, and repayment options, ensuring market and customer alignment.
* Product Roadmap Management: Create and manage individual product roadmaps for new product offerings, as well as enhance existing product features.
* Tailored Solutions: Develop product propositions tailored to meet merchant and platform partner needs, facilitating seamless integration.
* Market Research & Competitive Analysis: Conduct ongoing research to keep ahead of trends and ensure market leadership in embedded finance solutions.
* Growth & Positioning: Identify new opportunities for growth and collaborate with teams on go-to-market strategies, focusing on both B2B (merchant) and B2C (customer) value propositions.
* Post-Launch Evaluation: Continuously evaluate product performance post-launch, using feedback and data to inform improvements.
* Compliance & Risk Management: Work closely with risk and compliance teams to ensure that products meet regulatory standards without compromising customer experience.
Key Skills & Qualifications:
* A back ground of point of sale finance, or Buy Now, Pay Later (BNPL) is essential for this role
* Strong understanding of market dynamics in embedded lending, customer segmentation, and competitive positioning.
* Experience working with B2B clients and partners to develop customised financial solutions.
* In-depth knowledge of regulatory requirements and risk management in POS finance.
* Ability to translate business requirements into clear product specifications and user stories.
* Experience in managing stakeholders and fostering effective cross-functional relationships.
If this sounds like you and you are keen to understand more, then hit the apply button as I would love to speak to you!