Location: Remote (We can only consider candidates based in the UK and with the right to work in the UK at this time)
Working Hours: Full Time (Monday - Friday 09:00 - 17:30)
Salary: Competitive with a fantastic range of benefits which can be found Careers | Kensington Mortgages
Overall Purpose of Job
The Credit Strategy Analyst will interface and have specific interaction across the business including Portfolio Management, Lending Operations, Legal, Compliance and Finance.
The role holder will support the Portfolio Management team as the main driver of changes and improvements to Kensington's affordability model. Using their initiative to recommend and oversee areas of change identified through data analysis of the existing model performance.
Required to design, develop and expand the existing suite of Credit Risk reports, and introduce and implement new reports.
Also managing specifications, implementation and testing of strategy changes.
Key Accountabilities
Policy Management:
1. Responsible for Kensington's Affordability policy and Assessment Rate policies to ensure compliance with responsible lending considerations, Kensington Risk Appetite and the fair treatment of customers.
2. Contribute to the development and continuous improvement to the credit policy and procedures
3. Ensuring eac...