The Company is seeking a Head of Credit Risk to join their team. The successful candidate will be responsible for leading the credit risk strategy, reviewing, and monitoring credit risks and controls, and chairing the Credit Committee to make decisions on new credit proposals. This role requires expertise in building and maintaining portfolio-level credit analysis, as well as providing input into the company's financial considerations. The Head of Credit Risk will also be expected to manage and mentor teams involved in credit decisions, credit control, and recovery activities, and ensure compliance with regulatory requirements.
Applicants for the Head of Credit Risk position at the company should ideally be degree-educated with a qualification in business, risk, or banking, and possess strong analytical skills for critical and insightful credit portfolio management. The role demands a proactive individual with a passion for driving continuous improvement, the ability to build great relationships with senior stakeholders, and experience in leading and developing teams. A background in SME lending, including commercial loans and overdrafts, with a focus on sectors such as charities, project finance, social housing, healthcare, and renewable energy, is essential. The ideal candidate will have held a lending mandate in a UK Bank within similar sectors and be well-versed in credit analysis, risk assessment, and credit risk models.
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