Salary: £45,000.00 - £55,000.00 (depending on experience) Working hours: 35 hours per week Duration: Permanent Location: Manchester About the role Lloyd & Whyte, who are proudly part of Benefact Group, are looking for an experienced Underwriter to join our Mi Specialty team in their Manchester location. This individual will be responsible for: Underwriting Commercial risks from a regional designated panel of broking intermediaries within Company underwriting authority levels. Work collaboratively with both external Insurer and Re-Insurer partners in delivering underwriting solutions to broking intermediaries To achieve profitable growth in line with Mi Specialty’s regional and company wide objectives and to provide a reference point for training of technical underwriting and product knowledge. The successful candidate will have excellent knowledge of the Northern Insurance markets and proven experience in Commercial Insurance Underwriting within the UK, through Insurer or MGA businesses. Joining our rapidly expanding and innovative Group presents a fantastic opportunity to develop your career and become an integral part of an inclusive, purpose-led organisation. Key responsibilities To comply with and follow at all times the Underwriting Authorities applicable and to ensure that standards of Underwriting are in accordance with Company Guidelines and within the Binding Authorities Ensure service standards are met and to ensure work is carried out within the Treating Customers Fairly/Contract Certainty Guidelines To ensure that all internal and external customers including anyone within the L&W Group, claimants, service providers and third parties who may come into contact with Mi Specialty personnel are dealt with in a professional manner. To ensure all work and conduct adheres to Company Policy and specific Mi Specialty Underwriting procedures and to ensure all Conflicts of Interest are reported to the Director of Underwriting once identified. To generally assist in the regional MGA business planning process as well as specifically in respect of classes personally written. Attend market seminars and training courses, to further develop and practice industry and personal skills. Be conversant with Lloyd’s, the FSA and local office reporting requirements including Coverholder regulatory terms and conditions. Underwrite new business profitably, accurately and in line with established Underwriting practice. Assist with maintaining and developing business relationships with intermediaries and respond to customers’ requests for information whilst actively seeking to develop new brokers and regularly meet with them to discuss new business development opportunities and development of existing business. Issue quotations including new and renewal, Policy Documentation, including Endorsements, Mid Term Adjustments, Survey Risk Improvements in a timely and professional manner, ensuring compliance with Company TCF and CC guidelines. To assist with the development and implementation of procedures and business process re-engineering; reviewing procedures ensuring they are up to date, accurate and appropriate for the business. To maintain compliance with any applicable UK or International statutory or regulatory obligation as required by the role. What we offer 28 days annual leave plus bank holidays Your birthday off Group Personal Pension Bonus scheme Private Medical Insurance (individual) An array of health and wellbeing benefits, company cash plan, income protection and life assurance Enhanced sick pay and parental leave Support and funding toward study and professional qualifications Paid time off for volunteering About us We are a unique financial services organisation, owned by a registered charity, Benefact Trust. We are a financially secure, professional and award-winning organisation. We pride ourselves in donating a significant proportion of our profits to good causes. To find out more about us and our fantastic achievements please visit https://benefactgroup.com/ Committed to making a difference We think that people are looking for something worthwhile in a company beyond the workplace. Our employees are encouraged to take at least half a day a year to help a charity of their choice, offering practical and professional support, as part of our MyGiving programme. Our people know how to work hard but also how to enjoy themselves We pride ourselves on creating an appropriate work-life balance, valuing wellbeing, flexibility and being part of a team. At Benefact Group, we are committed to creating an inclusive culture and building an environment where each and every one of us feels valued and respected. We are a community made up of people with a range of different backgrounds, abilities, perspectives, beliefs and interests and we value the strength this brings to us as a Group. We welcome applications from everyone. If you need any additional support during the recruitment process, then please let us know.