Job Title: Underwriter
Location: Hybrid with regular travel to Chester
Salary: Competitive + Benefits
Job Type: Full-time, Training Role
About Us:
We are a fast-growing agricultural challenger bank dedicated to supporting farmers and rural businesses with tailored financial solutions. Our mission is to provide innovative lending products that empower the agricultural sector, leveraging technology and deep industry expertise to offer fair, flexible, and sustainable financial services.
The Role:
We are looking for a Junior Underwriter to join our growing asset finance team. This is a training role, ideal for someone with some underwriting experience in financial services who is eager to develop their skills further in the specialist area of agricultural finance. You will gain hands-on experience in credit assessment, risk analysis, and decision-making while supporting the underwriting team in evaluating loan applications from farmers and agribusinesses.
This role requires regular travel to Chester, where our underwriting team is based, as well as the flexibility to work remotely when needed.
Key Responsibilities:
• Assist in assessing and underwriting agricultural asset finance loan applications, ensuring compliance with company policies and regulatory requirements.
• Conduct financial analysis, credit risk assessments, and due diligence on applicants.
• Work closely with senior underwriters to develop your understanding of agricultural finance.
• Engage with customers, brokers, and internal teams to gather relevant information and clarify application details.
• Support the preparation of credit reports and recommendations for approval.
• Stay up to date with industry trends, risks, and regulatory developments in agricultural lending.
• Participate in ongoing training and development programs to enhance your underwriting skills.
What We’re Looking For:
• Some underwriting experience in financial services (e.g., banking, lending, or credit risk).
• A keen interest in agriculture, rural businesses, or SME lending.
• Strong analytical skills and the ability to assess financial information.
• Excellent attention to detail and a methodical approach to work.
• Strong communication skills with the ability to build relationships with colleagues and customers.
• Willingness to travel regularly to Chester for training and team collaboration.
• A proactive attitude and a desire to develop a career in underwriting.
What We Offer:
• A structured training program to build your underwriting expertise.
• Hands-on experience in a fast-growing challenger bank.
• Regular mentorship and support from experienced underwriters.
• Competitive salary with benefits.
• Hybrid working with regular travel to Chester.
• Career progression opportunities in a specialist and in-demand field.
If you are eager to develop your underwriting career in a dynamic and purpose-driven financial institution, we would love to hear from you!
Apply now to be part of our journey in shaping the future of agricultural finance.