Job Description
This rapidly expanding financial services company are seeking a Senior Credit Risk Analyst to join their Consumer Lending function. Working with the Commercial Director you will develop credit risk analytics / scorecard modelling solutions to enhance Credit Scoring & Lending decisioning to optimise and grow their loan portfolio\n\nClient Details\n\nRapidly expanding financial services company \n\nDescription\n\nThis rapidly expanding financial services company are seeking a Senior Credit Risk Analyst to join their Consumer Lending function. Working with the Commercial Director you will develop credit risk analytics / scorecard modelling solutions to enhance Credit Scoring & Lending decisioning to optimise and grow their loan portfolio.\n\nKey Responsibilities:\n\nDeveloping and implementing advanced statistical / scorecard models to predict credit risk, optimise credit scoring, and enhance decision-making/underwriting processes.\nDevelop and maintain predictive models to assess credit risk and forecast customer behaviour.\nAnalyse large datasets to identify trends, patterns, and insights that inform business decisions.\nPerform data cleaning to ensure high-quality data for analysis,\nConduct A/B testing and other experiments to evaluate the impact of credit strategies and policies.\nDevelop credit risk models, such as probability of default (PD) using various modelling techniques.\nWorking independently and presenting findings and recommendations to stakeholders in a clear and concise manner.Key Skills / Experience:\n\nExperience in the Financial Services Industry (Essential)\nExperience working with large data sets (Essential)\nProficiency in Python, R, SQL or other programming languages (Essential)\nProficiency in Excel (Essential)\nStrong presentation skills, including the ability to translate complex data into understandable insight (Essential)\nA great attention to detail and be process-oriented to review, suggest and implement improvements where appropriate.
(Essential)\nAble to work in a fast paced, changing environment.(Essential)\nDegree in relevant subject (Data Science, Statistics, Computer Science, Economics or similar degree) (Preferable)\nExperience using Salesforce and data visualisation tools (Preferable)Profile\n\nExperience in the Financial Services Industry (Essential)\nExperience working with large data sets (Essential)\nProficiency in Python, R, SQL or other programming languages (Essential)\nProficiency in Excel (Essential)\nStrong presentation skills, including the ability to translate complex data into understandable insight (Essential)\nA great attention to detail and be process-oriented to review, suggest and implement improvements where appropriate. (Essential)\nAble to work in a fast paced, changing environment.(Essential)\nDegree in relevant subject (Data Science, Statistics, Computer Science, Economics or similar degree) (Preferable)\nExperience using Salesforce and data visualisation tools (Preferable)Job Offer\n\nOpportunity to develop and enhance credit risk modelling & analytics strategy\n\nOpportunity to join a rapidly expanding financial services company