Credit Risk Underwriting Manager - Asset Finance
Hybrid working: 2 days a week in the office, Location: South-West, London
Company Profile: A leading Financial Services provider specialising in vendor and equipment finance
Successful applicant MUST have credit risk or underwriting experience within ASSET FINANCE.
Key Responsibilities:
* Assess financial statements and credit data to determine risk exposure.
* Analyse credit reports, market data, and collateral trends to inform underwriting decisions.
* Prepare detailed risk reports with clear credit recommendations.
* Conduct due diligence and periodic transaction reviews to update credit ratings
* Ensure compliance with regulatory standards and internal credit policies.
* Monitor delinquent accounts and mitigate risk exposure.
* Maintain accurate risk data and ensure adherence to credit approvals.
* Support process improvements in risk assessment and underwriting.
Requirements:
* 2+ years of credit risk or underwriting experience.
* Strong analytical skills with a commercial mindset.
* You must have asset finance experience!
* Confident decision-making in unsecured small-ticket transactions.
* Proficient in Microsoft Word and Excel.
* Self-motivated and detail-oriented team player.