About this Opportunity
As a Credit Officer in FI Credit, you’ll get to work on a range of exciting sub-sectors and products as an important member of the FI - Banks Credit Team. Initially, you’ll undertake credit analysis and make recommendations on credit limits and internal ratings for clients in the Banks sector.
In time you’ll be empowered to make important decisions with a sizeable delegated credit authority and ultimately, you’ll have the opportunity to collaborate on other FI portfolios, such as Insurance, Securitisations, and Funds.
Here's where you’ll make a difference:
* Covering a portfolio of Banks and using your insight to incorporate a forward view of horizon risks in your credit papers and discussions with partners.
* Supporting new business origination within the FI growth strategy.
* Attending client due diligence meetings.
* Proactively contributing to sector strategy and appetite setting, and changes to credit policies and processes.
* Building positive relationships to become a trusted business partner for our Coverage and Product colleagues, and helping drive collegiate working across FI Credit.
* Taking ownership of data integrity and championing simplification initiatives.
What you’ll need
* A sound understanding of the credit risk assessment of Banks.
* Robust understanding of FI sectors and products, ideally with experience of credit in Banks.
* Self-motivated and a strong willingness to learn – able to quickly up-skill in relation to new products, sectors and changes in the external environment.
* Strong written and oral communications skills – able to present complexity in an understandable way.
* Comfortable with numerical analysis.
* Exceptional organisation skills with the ability to juggle multiple requests, prioritise workloads, meet deadlines, as well as having the confidence to flag when you might need help.
* Ability to work as a team player in a dynamic and fast-paced work environment, including the ability to coordinate multiple work streams and deliver against tight timelines.
* Ability to seek out, build and maintain trusting relationships and partnerships with stakeholders in order to accomplish key business objectives, using influencing and negotiating skills to achieve outcomes.
About working for us:
Our focus is to ensure we’re inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We’re committed to creating a consciously inclusive workplace where our colleagues can be themselves, thrive and perform at their best.
As an inclusive employer, we offer Workplace Adjustments for colleagues with a disability (which may include long-term health and neurodivergent conditions) where it is reasonable to do so. This could include flexibility with regards to office attendance, location, and working pattern.
We are proud to be a Disability Confident Leader. If you have a disability, you can also apply via our Disability Confident Scheme (DCS). Through the DCS, we guarantee to interview a fair and proportionate number of applicants with a disability, whose application meets the minimum criteria for the advertised job role.
We also offer a wide-ranging benefits package, which includes:
* A generous pension contribution of up to 15%.
* An annual performance-related bonus.
* Share schemes including free shares.
* Benefits you can adapt to your lifestyle, such as discounted shopping.
* 30 days’ holiday, with bank holidays on top.
* A range of wellbeing initiatives and generous parental leave policies.
Ready for a career where you can have a positive impact as you learn, grow and thrive? Apply today and find out more.
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