Job Description
Job Opportunity: Data Science Lead
About Us:
My client has some great financial backing. They have a mission to make credit more accessible and equitable.
Your Role:
As an early team member, you'll be instrumental in shaping our credit risk models and data strategy. Key responsibilities include:
* Developing alternative data credit default models and scorecards.
* Leading exploratory approaches to credit modeling and continuous improvement.
* Ensuring robust testing and regulatory compliance for our models.
* Collaborating with founders on data strategy and stakeholder management.
* Supporting future fundraising efforts.
What We’re Looking For:
* 5+ years of experience in consumer lending or credit risk (fintech experience is a plus).
* Proven track record in building consumer credit risk scorecards.
* Experience with Open Banking data.
* Proficient in Python (Pandas, NumPy, scikit-learn) and time-series data analysis.
* Full ML lifecycle experience: design, training, validation, deployment, and monitoring.
* Strong commercial acumen and strategic thinking.
Location & Work Style:
Our team is based in Newcastle upon Tyne, with hybrid work options.