Credit Underwriting Officer West End Permanent £55,000 4:1 work practices cer Financial are working alongside a warm service led bank who are based in the City of London. They are seeking a Credit Underwriting Officer to work with them on permanent basis. The responsibilities of a Credit Underwriting Officer will include: Review and analyse residential and BTL real estate loan applications and supporting documentation. Assess the creditworthiness and financial stability of loan applicants. Ensure compliance with all company policies and regulatory requirements (SS13/16). Provide detailed recommendations to the Senior Credit Manager and the Banks Credit Committee on the strengths and weaknesses of each application. Support the Credit Administration Team in preparation of the Facility Letter and other supporting documentation. Identify and resolve any discrepancies in documentation or information provided in support of loan applications. Maintain accurate records of underwriting decisions and supporting documentation. Collaborate with the business team members to ensure smooth loan processing. Assist the Senior Credit Manager in management of the RRE Portfolio including analysis of the performance of existing facilities as part of the Banks annual review process. Stay up to date with industry trends, regulations and best practices in mortgage underwriting. Provide support to the Credit Risk & Recoveries Manager in managing non-performing loans and the debt management process. Provide accurate Management information as required. Ensure you are trained and comply with the Bank's Policy and Procedures regarding Money Laundering detection and reporting, and that any weaknesses identified in AML Procedures and Compliance is promptly addressed. Ensure you are trained and comply with the Banks Policy and Procedures regarding Consumer Duty and also Treating Customers Fairly and ensure good customer outcomes. The successful Credit Underwriting Officer will have: MS Office 365, Equation, Internet Rating Agency reports