Our Client is a leading provider of specialist mortgages and property finance, supporting homeowners, landlords, and property investors in achieving their financial goals. With a strong presence in the UK market, they continue to grow and expand our services. They are looking for an experienced and detail-oriented Mortgage Underwriter to join their 1st charge residential mortgages team.
KEY ACCOUNTABILITIES
* Enter and update borrower data on the lending platform.
* Ensure all aspects of the loans are recorded accurately and meet underwriting guidelines.
* Carry out an assessment of the mortgage application to ensure all aspects of our underwriting criteria are met.
* Provide concise and accurate updates to brokers.
* Proactively chase brokers for outstanding requirements.
* Ensure all underwriting is in line with Company policy and within regulation.
* Ensure that all cases are Underwritten within the group's Risk appetite.
* Build good relationships with 3rd party suppliers including brokers and solicitors to assist in the smooth flow of business.
* Maintaining a pipeline of cases, overseeing cases from inception through to completion.
Skills & Competencies
* Ability to work as part of a team.
* Pass internal competency tests post induction.
* High attention to detail.
* Good written and verbal communication skills.
Knowledge & Qualifications
* An understanding of FCA regulation.
* Experienced in Underwriting 1st and/or 2nd Charge mortgage applications.
* CeMAP (desirable, not essential).
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