Benefits of working at Together
* 26 days holiday, and a day off for your birthday (increasing with service to 30 days), plus bank holidays
* Free access to company holiday homes
* Buy & sell holidays
* Discretionary annual bonus plus an additional Shared Reward Bonus
* Matched pension contribution
* Health cash plan plus Private medical insurance
* Life assurance and Critical illness cover
* Travel season ticket loans and Ride to work scheme
* Free local gym access
* Local bar / restaurant discounts
We’re Together. For over 50 years, we’ve helped thousands of people, businesses and professionals unlock their property ambitions with our common-sense approach to mortgages and secured loans.
We take the time to understand our customers and our door is always open, so we can often help when other lenders can’t or won’t. Based in Cheadle, Cheshire, our 750 colleagues help our customers throughout the UK, backed by the power of a £7 billion loan book.
Job Description
As a Senior Credit Risk Analyst you will be reporting to the Manager Group Risk Data. This role is responsible for supporting the management, validation and assurance of all Group Risk data. Working with the Manager of Group Risk Data, you will maintain, develop and produce all first and second line credit risk management and Group Risk reporting.
As a Senior Credit Risk Analyst we are looking for someone to:
* Prepare monthly Group Risk data reporting for all governance processes, principally Board and Executive risk committee meetings
* Work with key stakeholders develop and run all monthly credit risk data reporting for first and second line
* Coordinate with other departments regarding risk reporting issues, including investigating data issues and resolving reporting errors
* Ensure that quality standards and integrity are maintained and data is provided in line with business requirements and agreed timescales and format
* Continually review data sources, particularly internal sources, to ensure they are accurate and provide sufficient detail to manage risk
* Provide support to the CRA reporting process
* Support the Group Risk function with identifying any key trends, risks or opportunities
* Maintain comprehensive risk data and reporting governance, procedures and records
* Contribute to the overall continuous development of risk management and of the company’s risk appetite
* Maintain comprehensive governance, procedures and records
* Build and maintain a strong stakeholder network to share risk expertise and insight across the organisation
Qualifications
Essential:
* Numerical degree, strong analytical skills and excellent attention to detail
* Experience in a risk environment
* A solid grounding in data analysis using quantitative analytic tools
* Strong drive for quality assurance and proven track record in providing robust and accurate data and reporting
* Relevant coding experience, e.g. SQL
* Knowledge of Power BI is desirable
* Advanced Excel skills
* Experience of using complex data
Additional Information
If you feel you have some of the skills mentioned above, but not all, please do still apply and we would be happy to have a further discussion with you in regards to your suitability for the role.
Together embraces diversity and inclusion, and are proud to be an equal opportunity workplace. Not only do we welcome difference – we celebrate it, support it and really value our colleagues for who they are. We are committed to building a team that represents a variety of backgrounds, perspectives and skills.
If you feel you'd benefit from any support or reasonable adjustments during any stage of the recruitment process, please don’t hesitate to let us know when completing your application. This information will be picked up by our team, so we can try and put steps in place to help you be at your best through this process.
Please note that all successful applicants will undergo relevant employment reference, financial and criminal record checks.