Hours 35 hours per week, you will be working shifts based on the department opening hours of 8am-6pm Mon-Thurs, 8.30-5.30 Friday and Saturday 9am-12pm on rotation (once a month). The intake for this role will be January 2025. Salary £30,000 Per Annum Closing Date Fri, 1 Nov 2024 The salary for this role is up to £30,000 dependent on skills and experience. We’re on the lookout for new team members for our Credit Management team within the Homes Business at Skipton Building Society. The purpose of the role is to ensure we are there for our customers when they need us; in times of financial difficulty and changes in personal circumstances. We’re here to support in achieving the right solution for them and the Society. Our teams and experts offer in depth training and support ensuring you thrive and develop into the role. Although the role is based at our Head Office in Skipton, we’ll offer hybrid working once fully competent with a minimum of 2 days in our head office. You don’t need direct experience, just enthusiasms and motivation to do the right thing. So if you’re up for a challenge, love to find solutions and helping people – then we want to hear from you Who Are We? Not just anotherbuilding society. Not just another job. We're the fourth biggest building society in the UK and what makes us a bit different is that we're a mutual organisation. We don't have shareholders; we're owned by our members. Our colleagues say Skipton's a great place to work, and you could be one of them, bringing with you new ideas on how we can keep customers at the heart of what we do. Whatever your background, and whatever your goals, we'll help you take the next step towards a better future. On joining the team you will be given comprehensive training and will be surrounded by people who are experts at what they do and are committed to helping you (and the society) What’s In It For You? Skipton values work/life balance and we are proud to support hybrid and flexible working, where possible. We have a newly refurbished head office which offers a vibrant and collaborative working space. We have a range of other benefits available to you including Annual discretionary bonus scheme 25 days standard annual leave bank holidays rising 1 day per year of service to a maximum of 30 days Holiday trading scheme allowing the ability to buy and sell additional annual leave days Matching employer pension contribution (up to 10% per annum) A commitment to training and development Private medical insurance for all our colleagues 3 paid volunteering days per annum Diverse and inclusive colleague networks available for you to join including our Carers and Pride Alliance groups We care about your health and wellbeing – we provide a range of benefits that support this including cycle to work initiative and discounted gym membership. What Will You Be Doing? Handling both inbound and outbound calls with a wide rangeof customers who may be struggling to pay. You’ll take individual customers circumstances into consideration, to assess their affordability and provide solutions where appropriate. Delivering accurate and timely processing of mortgage arrears administration. Mange the delivery of the Litigation and Repossession action through the courts to ensure any actions are appropriate. Liaising with Solicitors when further action needs to be taken. Identifying customers with vulnerabilities and how we can support them. Show empathy in communication with customers situations whilst obtaining the right outcome for both them and the Society. Taking payments and direct debit administration. What Do We Need From You? Previous experience in providing excellent customer service Ability to work under pressure in a fast paced environment Effective communication and listening skills General mortgage knowledge and/or experience would be beneficial.