A Global bank based in London, currently seeks a Credit Portfolio Assistant to join the bank's Credit Management Division. This role requires 5 days in their London office.
The ideal candidate will have experience in portfolio analysis and speak fluent Mandarin.
Key Responsibilities
1. Responsible for assessing, analysing, and managing the potential risks associated with extending credit to businesses or other entities.
2. Minimise the Bank's credit-related losses by monitoring and analysing the loan portfolio and identifying early warning signals.
3. Produce reports both in Chinese and English.
4. Portfolio monitoring: continuously monitor the credit portfolio to identify important messages/early warning signals of distress or deteriorating credit quality by tracking and analysing repayment patterns, financial covenants, internal ratings, country risks, large exposures, and other changes related to credit risk.
5. Prepare regular reports/MI packs for the Management, committees, Head Office, regulators, and other relevant stakeholders, providing updates and analysis on credit risk exposure, risk appetite metrics, and other indicators to reflect the effectiveness of risk management strategies.
6. Credit risk control: including limit reservations for derivatives and money market.
7. Credit Risk Analysis: Evaluate the credit risk impact on the Bank's loan book by monitoring and analyzing macroeconomic factors, industry/sector trends, peer performance, products, and other specific in-depth analyses.
Essential Experience Required
1. Possesses a minimum of 2 years of work experience in Credit Portfolio Analysis.
2. Fluent in English and Mandarin.
3. Strong data analysis capability with tools like Excel and Power BI. Python and Access are optional.
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