Policy Expert – Lead Retail Pricing Analyst We’re on a mission to make: The most successful insurance disruptor people want to stay with for life Are you ready to transform the insurance industry with innovative technology? At Policy Expert, we are on a mission to revolutionize Home, Pet, and Motor insurance, making it clear, fair, and great value for customers. Since our inception in 2011, our breakthrough thinking and proprietary tech, have won us over 1.5 million customers and the title of the UK’s No.1-rated home insurance provider for 9 years. Hear from our team about what it's like working at Policy Expert ✨ About the Pricing Team: We are the engine behind the business working side by side with reserving, underwriting & counter fraud. But we also collaborate with data engineering, machine learning, marketing and wider tech teams to underpin the company's growth and footprint. We’ve got a huge amount of backing from our leadership team, allowing us to make decisions quickly and react to an ever-changing market. This autonomy gives us the edge over competition and allows us to stay nimble as we scale. As I’m sure that you are aware, data is key, that’s why we ingest huge amounts of it from various third parties. This gives us a crystal-clear picture of our customers, leading to a best-in-class loss ratio keeping us one step ahead of the market. Your day to day: This role will lead our Retail Pricing for Home. You’ll lead day-to-day analysis, modelling, and development of pricing recommendations alongside BAU analytics. You’ll own and deliver projects that continually improve the predictive power and segmentation of statistical models of claims and demand Create, validate, reconcile, and transform datasets for analysis and modelling. Achieve budget objectives Undertake analysis and modelling by writing and manipulating code. Support in the creation, maintenance and deployment of rating models that predict claims cost, conversion, or retention. Contribute to the specification, development, and testing cycles for deployment of rates. Consider the impact on customers of pricing actions and act to avoid any unfair treatment. Assist in producing and developing appropriate monitoring for the Pricing team and other stakeholders. Provide technical Underwriting and Pricing support to assist the business in achieving its plans. Build strong relationships with managers, peers, and stakeholders. Who are you: 5 years pricing experience in an insurer environment (preference in uk motor/home). 2:1 degree in numerical discipline e.g. Maths, Physics, Econometrics. Trained in WTW RADAR software. Experience with data manipulation skills using SQL/Python/R/WPS or similar. Experience of rating update processes, performance and impact monitoring. Experience of retail price optimisation Benefits: This role will be based in our London office in a 50/50 Hybrid mode. Generous Pension contribution scheme Private medical & Dental cover Learning budget of £1,000 a year Study leave (with encouragement to use it) Enhanced maternity & paternity Travel season ticket loan ️ Access to a wide selection of London O2 events and use of a Private Lounge Employee Wellbeing Programme What We Stand for and Next Steps “We pride ourselves on being an equal opportunity employer. We treat all applications equally and recruit based solely on an individual’s skills, knowledge, and experience. The quality and growing diversity of our team is a testament to this commitment” At Policy Expert, we are committed to fostering an inclusive and supportive environment for all candidates. If you require any reasonable adjustments during the interview process to accommodate your needs, please do not hesitate to let us know. We are dedicated to ensuring every candidate has an equal opportunity to succeed and will work with you to provide the necessary support. We aim to be in touch within 14 working days of your application – you will be notified if successful or unsuccessful. Please be encouraged to apply even if you do not meet all the requirements. Useful links: Glassdoor | Trust Pilot | Best Companies