About Us We are a leading company in the payments industry, providing innovative solutions to help businesses optimize their financial transactions. With a commitment to innovation and customer-centric services, we are looking for a seasoned Head of Risk to join our leadership team in Malta. This is a critical role responsible for managing and mitigating risks across our operations, ensuring compliance, and contributing to our overall business strategy. Key Responsibilities Develop and implement a comprehensive risk management framework across all business units. Identify, assess, and monitor risks (operational, financial, regulatory, and reputational) and propose mitigation strategies. Ensure compliance with all regulatory requirements, particularly those related to payments, financial services, and data protection. Lead the risk management team, fostering a culture of awareness and accountability throughout the organization. Collaborate with senior leadership to integrate risk considerations into strategic decision-making. Oversee the implementation of risk controls, audits, and compliance reporting. Provide regular reports to the board of directors and senior management on key risk indicators, emerging risks, and mitigation efforts. Stay updated on industry trends, emerging risks, and changes in regulatory landscapes, particularly in payments and fintech. Drive continuous improvement in the company's risk policies and procedures. Qualifications Proven experience in risk management, preferably in the payments or fintech sectors. Strong knowledge of regulatory requirements and compliance frameworks in financial services (experience with European and international regulations is a plus). Excellent analytical and problem-solving skills, with the ability to assess complex business risks. Strong leadership and communication skills, capable of engaging with senior stakeholders. Ability to work in a fast-paced environment and manage multiple priorities. Benefits Competitive salary is based on experience. Opportunities for career development and growth within an international financial services company. Health and wellness benefits. Collaborative and inclusive working environment.