CREDIT ANALYST / MANCHESTER / HYBRID / £23,000- £27,500 PLUS BENEFITS
WEX Europe is a leading provider of Fuel cards. We manage a range of flexible fuel cards in several kay markets across Europe and due to ongoing growth, we are looking to recruit a Credit Analyst to join our Credit team.
The Credit Risk team are responsible for monitoring customers spend against their authorised Credit limits. Underwriting all applications across eight issuing countries in Europe, assessing and measuring the risk of extending Credit to all applicants. Proactive Portfolio Management ensuring continuous monitoring of the financial condition and performance of our customers.
Our portfolio covers a wide range of business types and sizes from small enterprises to large corporate businesses and institutions.
Whats on offer?
Highly competitive salary of £23,000-£27,500 (Dependent on experience)
Annual company bonus
37.5 hour eek- Monday to Friday- no evenings or weekends
Hybrid working from our Manchester City Centre office
Industry leading pension scheme
25 days holiday plus bank holidays- with the opportunity to purchase additional holidays
Life assurance
Income protection
Discount & perks platform
Employee wellbeing
Key Responsibilities of the Credit Analyst:
To assess and measure the risk of extending credit to all applicants
Assess and evaluate the financial position and credit worthiness of all applications
Interpret / translate financial statements including balance sheets, P&L Statements and management accounts
Strive to accept all business, through accepting and controlling the higher risk customers- by means of reduced terms, securities etc.
Minimize the risk to the business with a strong focus on fraud screening
Working with multiple European portfolios
Assess, ambage and report exposure position to determine the level of risk
Overtrade management where the customer exposures can rapidly change
Assessing customers accounts using information gathered, and making an informed decision within credit parameters with commercially balanced recommendations
Analysis of customers financial statements and B2B Credit Reports
Maximizing volume opportunity and growth in line with Business goals
Customer contact and daily interaction with the in-country credit and sales teams
Building and maintaining strong relationships with all Credit Teams, Sales Teams and Customer Service Advisors
Experience youll bring:
Proven analytical skills with the ability to assess financial information
Previous experience in Credit underwriting / analyst or a similar role
Experience of dealing with the main credit reference agencies
Strong administrative skills - capturing and recording data, data reconciliation
Advanced excel skills
Knowledge of underwriting in European Countries
European language skills would be advantageous but not essential
Strong decision-making skills
High attention to detail
Ability to interface with all levels of management and staff
Whats next?
If you have the skills and passion to be our next Credit Analyst, we would love to hear from you. APPLY NOW for immediate consideration.
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