About Us YouLend is the preferred global embedded financing platform for many of the world’s leading e-commerce sites, tech companies and payment services providers such as Amazon, eBay, Shopify, Mollie, Dojo, Paysafe, Just Eat Takeaway and Takepayments. Our software platform and APIs enable our partners to offer flexible financing products, in their desired branding, to their merchant base. With YouLend's AI-driven credit risk assessment solutions, more merchants and SMEs than ever can receive fast, flexible and affordable funding. We operate in 9 geographies across the UK, EU and the US. We believe that the future of financial services will be delivered by customer-oriented tech companies that embed financing in their customer journeys, and we are building the solutions that will power that future. The Role We are seeking a Loan Closing Officer who will help review applications that could be potential non-payers, and therefore reduce loss to YouLend. Working closely with credit risk, you will perform checks on applications prior to funding. This is to ensure accuracy and compliance with internal policies. Responsibilities: Review bank statements. Checking the IP address of the DocuSign. Check that no material changes have been made to the application post underwriting. Identity Verification. Identifying gaps in the process and sharing knowledge. Assisting in projects such as reviewing defaulted deals. Coordinate with internal teams, including Underwriting, KYC analysts, and Sales, to gather any missing or additional required documentation. Collaborate with other team members to streamline and improve loan closing processes and procedures. Complete Fraud investigations. Identification of missed internal or external entities Review deals for UK, Spain and Poland Requirements Previous fraud investigation experience. Be a strong communicator. Have excellent analytical skills. Attention to detail and methodical. Ability to think outside the box. The team is evolving so you must be agile and adapt quickly to change. Available to work Saturdays (1 in 6) Benefits Why join YouLend? Award-Winning Workplace: YouLend has been recognised as one of the “Best Places to Work 2024” by the Sunday Times for being a supportive, diverse, and rewarding workplace. Award-Winning Fintech : YouLend has been recognised as a “Top 250 Fintech Worldwide” company by CNBC. We offer a comprehensive benefits package that includes: Stock Options Private Medical insurance via Vitality EAP with Health Assured Enhanced Maternity and Paternity Leave Modern and sophisticated office space in Central London Free Gym in office building in Holborn Subsidised Lunch via Feedr Deliveroo Allowance if working late in office Monthly in office Masseuse Team and Company Socials Football Power League / Squash Club At YouLend, we champion diversity and embrace equal opportunity employment practices. Our hiring, transfer, and promotion decisions are exclusively based on qualifications, merit, and business requirements, free from any discrimination based on race, gender, age, disability, religion, nationality, or any other protected basis under applicable law. Salary: Up-to £38,000 up-to 5% quarterly bonus.