Join Rosedale Federal and Be a Part of OUR STORY
At Rosedale Federal, we pride ourselves on being a community bank. We are a highly successful, growing financial institution with a rich 116-year history, over $1 billion in assets, 13 retail branch locations in MD, and approximately 155 employees. Our culture, strategic vision, and core values center around community, both internal and external. We believe what sets us apart is our strong commitment to our people - employees, customers, and communities - with a focus on employee engagement and recognition, work/life balance, growth and development opportunities, personal connections, delivering an exceptional personal touch customer experience, charitable giving, employee involvement in our communities, financial literacy, and so much more.
About the Job
The Managing Director will lead and manage the Commercial Lending team and will be a key driver in the development and growth of the Small Business Banking function of the organization. This position is responsible for originating, managing, and servicing a portfolio of commercial real estate (CRE) and Corporate & Industrial (C&I) loans, prospecting and generating new business banking relationships and managing existing relationships, while managing risk and minimizing negative impacts to achieve the highest quality outcome for the Bank.
In this position you will:
1. Develop, grow, and manage the Small Business Banking function of the department and build a team of business banking officers.
2. Seek and develop new business banking relationships as well as commercial loan relationships, including CRE and C&I loans. Manage and enhance existing relationships. Represent Rosedale Federal at meetings and functions in the community to build awareness of the Bank's commercial lending and business banking offerings.
3. Develop and implement sales strategies to grow the commercial lending portfolio and business banking book of business, including a proactive and effective business development and outreach program.
4. Ensure an appropriate balance between credit quality and commercial loan growth by keeping business development and credit risk in appropriate balance. Make quality loans that do not exceed any limitations established by the organization or its regulators.
5. Perform management responsibilities to include coaching, training and managing staff performance along with ensuring that all staff are in compliance with required laws, regulations, and bank policy.
6. Understand and champion the Bank's mission, strategies, initiatives, and core values to Commercial Lending employees.
This list of essential functions is not necessarily exhaustive and may be supplemented, or otherwise revised by the employer, at its sole discretion.
What we are looking for:
1. College degree in business, finance or related field, or equivalent experience in the industry.
2. 8 - 10 years of experience in commercial lending with at least 5 years in business banking.
3. 5+ years in a management role within commercial lending.
4. In depth knowledge of banking industry, and specifically all laws and regulations relating to commercial real estate (CRE) and C&I Lending. In depth knowledge of regulations relating to commercial lending is required.
5. Strong credit analysis/underwriting skills and analytical ability.
6. Strong sales/business development and customer service skills.
7. Strong business acumen and a high level of professionalism.
8. Strong interpersonal and relationship building skills; experience collaborating at all levels across the organization and with a variety of external customers.
9. Ability to effectively lead, manage, coach, and train staff.
10. Excellent problem solving, decision making, analytical, and negotiating skills.
11. Excellent verbal and written communication skills.
12. Excellent time management, multi-tasking, and organizational skills.
13. Strong presentation skills.
14. Solid computer skills.
WORKING CONDITIONS / PHYSICAL REQUIREMENTS
1. Must be able to remain in a stationary position for long periods of time (50% of the time).
2. The person in this position needs to occasionally move about inside the office to access file cabinets, office machinery, etc.
3. Constantly operates a computer and other office productivity machinery, such as a calculator, copy machine, and computer printer.
4. Requires ability to conduct onsite property inspections.
5. Requires flexibility with schedule.
Benefits you will enjoy:
1. 401(k) - fully vested employer match and discretionary year end employer profit share contribution
2. Health Savings Account with generous employer contribution
3. Wide variety of Voluntary Benefit Options
4. Employer subsidized Health & Wellness Fitness Program
5. Generous paid time off including Birthday Day Off
6. Paid Parental Leave
7. Discretionary performance-based bonus program
8. RISE Employee Recognition Program
9. Paid Community Outreach Hours
We are an equal opportunity employer. Employment selection and related decisions are made without regard to race, color, religion, sex or gender (including pregnancy), age, marital status, disability, national origin, veteran status, sexual orientation, gender identity, genetic information or any other protected class.
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