This position is responsible for supporting the development of credit risk strategy.
IN SHORT
This position is responsible for supporting the development of credit risk strategy, with a focus on identifying risks and opportunities through the use of advanced data analytics skills. A key aspect of the role involves preparing regular and ad hoc reports, presenting actionable insights to management to inform decision-making and strategy development.
Additionally, the role supports credit underwriting by assessing the creditworthiness of new and existing counterparties. This includes recommending counterparty credit limits and maintaining and managing all related information within the Credit database to ensure accurate and up-to-date records are available for reference.
WHAT YOU WILL DO
1. Mark-to-Market metrics to ensure key risks and opportunities are identified.
2. Create and prepare periodic and ad-hoc Credit Risk reports and monitor limit utilisation and working pro-actively to mitigate potential limit breaches and ensure transparent reporting to key stakeholders.
3. Constantly review credit reporting process, systems, and data. Optimise the use of data to generate actionable insights for credit risk strategy and portfolio management.
4. Production of detailed counterparty credit application requests, incorporating a detailed financial analysis and a full appraisal of all credit risk factors.
5. Managing complex transformation and improvement projects related to credit risk and requiring coordination with external suppliers and internal departments. Requirement to be able to autonomously drive projects and present workable results within defined timelines.
6. Perform 'Know Your Customer' (KYC) assessments under the company's established assessment process, in order to recommend an appropriate KYC status. Regular renewal and continuous monitoring of counterparty's KYC status.
7. Regular review of internal credit risk policy - proactively identifying opportunities for mitigating credit risk whilst allowing for managed growth.
8. To be aware of and comply with all company policies and procedures, including but not limited to SEFE Data protection policy, Equal opportunities policy, and the Email and Internet Acceptable Usage policy, in addition to Fire and Health and Safety Regulations.
9. The role holder may also be required to carry out any other duties within the scope and purpose of this role as requested by their line manager and in line with business needs.
WHAT YOU WILL BRING
You will have demonstrable first experiences in a credit, finance or reporting role either within an energy company, bank or rating agency. Experience and familiarity with the energy/commodity trading markets (particularly natural gas, power, oil, or LNG) is an advantage.
1. Proficient with use of programming language (Python/R)
2. Working knowledge of Power BI
3. Demonstrated ability to assess and present large data sets using advanced data analytics techniques
4. Good understanding of the key elements of Credit Risk Management practices and framework
5. Strong analytical skills with the ability assess complex problems, produce accurate credit analysis documents, and deliver solutions, often within tight deadlines.
6. Ability to work as part of a team as well as autonomously when required.
ABOUT US
Securing Energy for Europe – it’s a simple statement, with a bold ambition. SEFE is not just our name, but also encompasses everything that drives us. To accomplish this, we’re taking immediate action to secure gas supply – but also looking forward, to explore our role in the European energy transformation and how we can contribute to a stable and sustainable future.
SEFE, an international energy company, ensures the security of supply and drives the decarbonisation of its customers. SEFE’s activities span the energy value chain, from origination and trading to sales, transport, and storage. Through its decades-long expertise in trading and the development of its LNG business, SEFE has become one of the most important suppliers to industrial customers in Europe, with an annual sales volume of 200 TWh of gas and power. Its 50,000 customers range from small businesses to municipalities and multinational organisations. By investing in clean energies and especially in the hydrogen ecosystem, SEFE is contributing to the energy transition. The company employs around 2,000 people globally and is owned by the Federal Government of Germany.
Our international teams work across locations in Europe, Asia, and North America. We’re passionate about energy and the important role it can play in shaping a better future.
Securing energy – now and for the future.
OUR BENEFITS
We’re committed to creating an inclusive environment that embraces diversity and fosters the development of knowledge, skills, and experience. Whatever your role, you’ll find an open, welcoming atmosphere that empowers you, and recognises your contribution.
In return we offer a competitive starting salary supported by a comprehensive range of financial, lifestyle and wellness benefits with the flexibility to follow a hybrid working model.
1. bonus earning potential
2. non-contributory pension with 10% employer contribution
3. 25 days holiday plus bank holidays and volunteering days
4. buy / sell holidays
5. life assurance
6. medical and dental insurance (family cover)
7. range of optional flexible benefits
We are committed to supporting your career growth with opportunities to develop both your knowledge and experience through a blended approach to learning.
Join SEFE and help us secure energy supply across Europe and shape a better, more sustainable tomorrow.
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