Job Description
Job Title: Mortgage Underwriter
Location: Manchester (Hybrid - 2 days per week in the office)
Salary: Up to £35,000 per annum (negotiable based on experience)
Hours: Full-time, Monday - Friday, 9am - 5pm
Holiday: 30 days annual leave + bank holidays
Are you an experienced Mortgage Underwriter looking for your next challenge?
Join our dynamic team and play a key role in reviewing and managing mortgage applications from start to finish. We're looking for a detail-oriented, proactive individual to work within our lending policies, ensuring responsible lending practices and exceptional customer service.
About the Role:
As a Mortgage Underwriter, you will assess mortgage applications of up to £800k, reviewing all documentation in line with company criteria. Your expertise will be crucial in determining the risk for each applicant and structuring lending rationales that ensure both the bank and customers are protected. You will also work closely with credit agencies, fraud prevention teams, and third-party scheme requirements to complete each application with precision.
Key Responsibilities:
1. Review and assess mortgage applications up to £800k, ensuring compliance with company and lending policies.
2. Assess affordability, risk factors, and structure lending decisions for each case.
3. Use specialist data and tools to asses...