This is a hybrid role working 3 days in the office (City of London location) and 2 days working from home. Role Purpose: To package, underwrite and approve new mortgage applications for a variety of first and second charge lending products. Responsibilities: Underwrite both residential and buy to let mortgage applications Make lending decisions in line with Credit Risk Policy and individual mandate level See beyond the individual components of an application, and consider the broader customer outcome and need Manage new applications, incoming post and pre-submission referrals within set service standards Proactively manage an assigned pipeline of applications from receipt to completion Liaise with a pre-approved panel of Introducers to provide quick, accurate and reliable underwriting decisions Adhere to internal underwriting policy and regulatory requirements – FCA, PRA, Money Laundering, Prevention of Financial Crime, Data Protection etc Undertake project and ad-hoc pieces of work at management request Skills and Experience sought: Essential Experience Previous underwriting, credit or lending exposure Working within a regulated environment Managing and prioritising own workload Liaising with Introducers and/or external customers Desirable Experience Currently holds a lending mandate CeMAP qualified Remuneration and Benefits: competitive salary and discretionary bonus scheme matched pension contributions up to 7% 26 days annual leave plus two wellbeing days and opportunity to purchase additional holiday flexible and hybrid working private medical insurance via Vitality life, income protection and critical illness insurance enhanced family leave pay extensive learning and personal development opportunities electric car scheme and cycle to work scheme season ticket loan wellbeing support – discounted gym membership, employee assistance programme, 24/7 private GP access for staff and their immediate family (online), 1:1 key life stage coaching